| Weiss Ratings |
Independent Bank
Memphis, TN |
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| Rating | ||||
| Asset Quality Index | 6.70 | |||
| Capitalization Index | 9.60 | |||
| Liquidity Index | 1.30 | |||
| Profitability Index | 5.60 | |||
| Stability Index | 4.30 | |||
| Company Info |
Independent Bank
Memphis, TN |
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| FDIC Number | 34728 | |||
| Phone Number | (901) 844-5051 | |||
| Website | www.i-bankonline.com | |||
| Asset Quality |
Independent Bank
Memphis, TN |
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| 1-Year Asset Growth | 8.33% | |||
| 5-Year Asset Growth | 9.48% | |||
| 5-Year Charge-Offs to Average Loans | 0.26% | |||
| Charge-Offs to Average Loans | 0.44% | |||
| Non-Performing Assets to Assets | 0.50% | |||
| Non-Performing Loans to Capital | 2.21% | |||
| Non-Performing Loans to Loans | 0.10% | |||
| Balance Sheet |
Independent Bank
Memphis, TN |
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| Total Assets | 1.57B | |||
| Total Deposits | 1.32B | |||
| Capital and Reserves |
Independent Bank
Memphis, TN |
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| Capital | 175.02M | |||
| Leverage Ratio | 10.70 | |||
| Loan Loss Reserves to Loans | 1.17% | |||
| Risk-Based Capital Ratio | 11.87 | |||
| Liquidity |
Independent Bank
Memphis, TN |
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| Hot Money Ratio | 19.12% | |||
| Liquidity Ratio | 8.46% | |||
| Profitability |
Independent Bank
Memphis, TN |
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| 5-Year Return on Average Assets | 1.35% | |||
| Net Income | 3.75M | |||
| Net Interest Spread | 4.49% | |||
| Operating Profit to Average Assets | 1.30% | |||
| Overhead Efficiency Ratio | 67.48% | |||
| Return on Assets | 0.99% | |||
| Return on Equity | 8.62% | |||