| Weiss Ratings |
Independent Bank
Memphis, TN |
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| Rating | ||||
| Asset Quality Index | 5.60 | |||
| Capitalization Index | 9.40 | |||
| Liquidity Index | 2.30 | |||
| Profitability Index | 6.90 | |||
| Stability Index | 9.70 | |||
| Company Info |
Independent Bank
Memphis, TN |
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| FDIC Number | 34728 | |||
| Phone Number | (901) 844-5051 | |||
| Website | www.i-bankonline.com | |||
| Asset Quality |
Independent Bank
Memphis, TN |
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| 1-Year Asset Growth | 3.28% | |||
| 5-Year Asset Growth | 8.91% | |||
| 5-Year Charge-Offs to Average Loans | 0.34% | |||
| Charge-Offs to Average Loans | 0.36% | |||
| Non-Performing Assets to Assets | 1.11% | |||
| Non-Performing Loans to Capital | 6.16% | |||
| Non-Performing Loans to Loans | 0.81% | |||
| Balance Sheet |
Independent Bank
Memphis, TN |
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| Total Assets | 1.85B | |||
| Total Deposits | 1.62B | |||
| Capital and Reserves |
Independent Bank
Memphis, TN |
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| Capital | 195.11M | |||
| Leverage Ratio | 10.60 | |||
| Loan Loss Reserves to Loans | 1.10% | |||
| Risk-Based Capital Ratio | 11.05 | |||
| Liquidity |
Independent Bank
Memphis, TN |
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| Hot Money Ratio | 20.44% | |||
| Liquidity Ratio | 7.04% | |||
| Profitability |
Independent Bank
Memphis, TN |
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| 5-Year Return on Average Assets | 1.35% | |||
| Net Income | 11.12M | |||
| Net Interest Spread | 4.69% | |||
| Operating Profit to Average Assets | 1.72% | |||
| Overhead Efficiency Ratio | 60.73% | |||
| Return on Assets | 1.31% | |||
| Return on Equity | 11.61% | |||