B
First Trust Bank of Illinois
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First Trust Bank of Illinois
Kankakee, IL
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Rating B
Asset Quality Index 6.00
Capitalization Index 9.50
Liquidity Index 4.10
Profitability Index 4.30
Stability Index 5.00
Company Info First Trust Bank of Illinois
Kankakee, IL
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FDIC Number 34778
Phone Number (815) 929-4000
Website www.firsttrustbankil.com
Asset Quality First Trust Bank of Illinois
Kankakee, IL
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1-Year Asset Growth 6.15%
5-Year Asset Growth 4.11%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.65%
Non-Performing Loans to Capital 6.62%
Non-Performing Loans to Loans 1.69%
Balance Sheet First Trust Bank of Illinois
Kankakee, IL
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Total Assets 389.50M
Total Deposits 300.48M
Capital and Reserves First Trust Bank of Illinois
Kankakee, IL
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Capital 33.51M
Leverage Ratio 10.63
Loan Loss Reserves to Loans 1.14%
Risk-Based Capital Ratio --
Liquidity First Trust Bank of Illinois
Kankakee, IL
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Hot Money Ratio 27.24%
Liquidity Ratio 31.19%
Profitability First Trust Bank of Illinois
Kankakee, IL
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5-Year Return on Average Assets 0.89%
Net Income 2.30M
Net Interest Spread 2.54%
Operating Profit to Average Assets 1.02%
Overhead Efficiency Ratio 61.42%
Return on Assets 0.80%
Return on Equity 10.11%