B
Mission Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Mission Bank
Bakersfield, CA
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Rating B
Asset Quality Index 7.50
Capitalization Index 10.00
Liquidity Index 2.90
Profitability Index 8.00
Stability Index 6.30
Company Info Mission Bank
Bakersfield, CA
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FDIC Number 34805
Phone Number (661) 410-6021
Website www.missionbank.bank
Asset Quality Mission Bank
Bakersfield, CA
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1-Year Asset Growth 7.60%
5-Year Asset Growth 23.78%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.04%
Non-Performing Loans to Capital 0.30%
Non-Performing Loans to Loans 0.05%
Balance Sheet Mission Bank
Bakersfield, CA
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Total Assets 1.95B
Total Deposits 1.73B
Capital and Reserves Mission Bank
Bakersfield, CA
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Capital 205.26M
Leverage Ratio 11.29
Loan Loss Reserves to Loans 1.47%
Risk-Based Capital Ratio --
Liquidity Mission Bank
Bakersfield, CA
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Hot Money Ratio 2.83%
Liquidity Ratio 21.00%
Profitability Mission Bank
Bakersfield, CA
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5-Year Return on Average Assets 1.55%
Net Income 19.28M
Net Interest Spread 4.12%
Operating Profit to Average Assets 1.90%
Overhead Efficiency Ratio 53.29%
Return on Assets 1.35%
Return on Equity 13.07%