C
New Peoples Bank, Inc.
HonakerVA
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings New Peoples Bank, Inc.
Honaker, VA
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Rating C
Asset Quality Index 6.60
Capitalization Index 9.70
Liquidity Index 1.30
Profitability Index 5.70
Stability Index 4.30
Company Info New Peoples Bank, Inc.
Honaker, VA
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FDIC Number 34890
Phone Number (276) 873-6288
Website www.newpeoples.bank/
Asset Quality New Peoples Bank, Inc.
Honaker, VA
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1-Year Asset Growth 3.47%
5-Year Asset Growth 4.25%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.04%
Non-Performing Assets to Assets 0.33%
Non-Performing Loans to Capital 2.76%
Non-Performing Loans to Loans 0.42%
Balance Sheet New Peoples Bank, Inc.
Honaker, VA
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Total Assets 911.14M
Total Deposits 800.50M
Capital and Reserves New Peoples Bank, Inc.
Honaker, VA
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Capital 90.58M
Leverage Ratio 10.80
Loan Loss Reserves to Loans 1.13%
Risk-Based Capital Ratio 16.05
Liquidity New Peoples Bank, Inc.
Honaker, VA
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Hot Money Ratio 19.50%
Liquidity Ratio 17.19%
Profitability New Peoples Bank, Inc.
Honaker, VA
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5-Year Return on Average Assets 0.91%
Net Income 7.79M
Net Interest Spread 3.89%
Operating Profit to Average Assets 1.50%
Overhead Efficiency Ratio 67.06%
Return on Assets 1.16%
Return on Equity 12.18%