C
Cogent Bank
OrlandoFL
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Cogent Bank
Orlando, FL
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Rating C
Asset Quality Index 8.30
Capitalization Index 6.80
Liquidity Index 2.00
Profitability Index 8.80
Stability Index 5.70
Company Info Cogent Bank
Orlando, FL
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FDIC Number 34908
Phone Number (407) 545-2662
Website www.cogentbank.com
Asset Quality Cogent Bank
Orlando, FL
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1-Year Asset Growth 23.38%
5-Year Asset Growth 49.85%
5-Year Charge-Offs to Average Loans 0.16%
Charge-Offs to Average Loans 0.12%
Non-Performing Assets to Assets 0.16%
Non-Performing Loans to Capital 1.62%
Non-Performing Loans to Loans 0.21%
Balance Sheet Cogent Bank
Orlando, FL
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Total Assets 2.44B
Total Deposits 2.18B
Capital and Reserves Cogent Bank
Orlando, FL
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Capital 217.82M
Leverage Ratio 8.80
Loan Loss Reserves to Loans 1.08%
Risk-Based Capital Ratio 11.48
Liquidity Cogent Bank
Orlando, FL
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Hot Money Ratio 9.82%
Liquidity Ratio 20.86%
Profitability Cogent Bank
Orlando, FL
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5-Year Return on Average Assets 1.00%
Net Income 38.22M
Net Interest Spread 4.52%
Operating Profit to Average Assets 2.22%
Overhead Efficiency Ratio 49.90%
Return on Assets 1.70%
Return on Equity 19.52%