| Weiss Ratings |
The First National Bank of Hereford
Hereford, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 8.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.80 | |||
| Profitability Index | 8.90 | |||
| Stability Index | 4.30 | |||
| Company Info |
The First National Bank of Hereford
Hereford, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 34918 | |||
| Phone Number | (806) 363-2265 | |||
| Website | www.fnbhereford.com | |||
| Asset Quality |
The First National Bank of Hereford
Hereford, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 16.90% | |||
| 5-Year Asset Growth | 16.40% | |||
| 5-Year Charge-Offs to Average Loans | -0.03% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 0.01% | |||
| Non-Performing Loans to Capital | 0.10% | |||
| Non-Performing Loans to Loans | 0.01% | |||
| Balance Sheet |
The First National Bank of Hereford
Hereford, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 375.31M | |||
| Total Deposits | 333.45M | |||
| Capital and Reserves |
The First National Bank of Hereford
Hereford, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 38.65M | |||
| Leverage Ratio | 11.30 | |||
| Loan Loss Reserves to Loans | 1.18% | |||
| Risk-Based Capital Ratio | 13.45 | |||
| Liquidity |
The First National Bank of Hereford
Hereford, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 21.65% | |||
| Liquidity Ratio | 17.72% | |||
| Profitability |
The First National Bank of Hereford
Hereford, TX |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.79% | |||
| Net Income | 6.69M | |||
| Net Interest Spread | 4.98% | |||
| Operating Profit to Average Assets | 2.04% | |||
| Overhead Efficiency Ratio | 54.81% | |||
| Return on Assets | 2.04% | |||
| Return on Equity | 18.63% | |||