C
Northpointe Bank
Rating Date
March 2026
Risk Based
Capital Ratio
11.35
Leverage
Ratio
9.50
Return On
Assets
1.39%
Total
Assets
7.02B
Capital
662.33M
Total
Deposits
4.89B
Net
Income
87.16M
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Weiss Ratings Northpointe Bank
Grand Rapids, MI 		Click to
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Rating C
Asset Quality Index 5.10
Capitalization Index 7.80
Liquidity Index 0.80
Profitability Index 6.50
Stability Index 4.30
Company Info Northpointe Bank
Grand Rapids, MI 		Click to
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FDIC Number 34953
Phone Number (888) 672-5626
Website www.northpointe.com
Asset Quality Northpointe Bank
Grand Rapids, MI 		Click to
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1-Year Asset Growth 34.43%
5-Year Asset Growth 22.49%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.05%
Non-Performing Assets to Assets 0.88%
Non-Performing Loans to Capital 9.60%
Non-Performing Loans to Loans 1.36%
Balance Sheet Northpointe Bank
Grand Rapids, MI 		Click to
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Total Assets 7.02B
Total Deposits 4.89B
Capital and Reserves Northpointe Bank
Grand Rapids, MI 		Click to
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Capital 662.33M
Leverage Ratio 9.50
Loan Loss Reserves to Loans 0.16%
Risk-Based Capital Ratio 11.35
Liquidity Northpointe Bank
Grand Rapids, MI 		Click to
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Hot Money Ratio 6.99%
Liquidity Ratio 7.90%
Profitability Northpointe Bank
Grand Rapids, MI 		Click to
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5-Year Return on Average Assets 1.78%
Net Income 87.16M
Net Interest Spread 2.50%
Operating Profit to Average Assets 1.84%
Overhead Efficiency Ratio 52.09%
Return on Assets 1.39%
Return on Equity 14.44%