C
Northpointe Bank
Rating Date
April 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Northpointe Bank
Grand Rapids, MI
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Rating C
Asset Quality Index 5.50
Capitalization Index 7.10
Liquidity Index 0.80
Profitability Index 5.30
Stability Index 4.30
Company Info Northpointe Bank
Grand Rapids, MI
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FDIC Number 34953
Phone Number (616) 940-9400
Website www.northpointe.com
Asset Quality Northpointe Bank
Grand Rapids, MI
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1-Year Asset Growth 9.78%
5-Year Asset Growth 27.79%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.04%
Non-Performing Assets to Assets 0.98%
Non-Performing Loans to Capital 9.91%
Non-Performing Loans to Loans 1.73%
Balance Sheet Northpointe Bank
Grand Rapids, MI
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Total Assets 5.22B
Total Deposits 3.43B
Capital and Reserves Northpointe Bank
Grand Rapids, MI
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Capital 485.05M
Leverage Ratio 9.09
Loan Loss Reserves to Loans 0.24%
Risk-Based Capital Ratio 11.93
Liquidity Northpointe Bank
Grand Rapids, MI
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Hot Money Ratio 9.79%
Liquidity Ratio 8.15%
Profitability Northpointe Bank
Grand Rapids, MI
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5-Year Return on Average Assets 1.90%
Net Income 57.12M
Net Interest Spread 2.34%
Operating Profit to Average Assets 1.47%
Overhead Efficiency Ratio 60.37%
Return on Assets 1.12%
Return on Equity 12.26%