Major Rating Factors:
A current level of 12.8 percent of nonperforming loans to core capital combined with 15.0 percent from a year earlier contributes to the Fair asset quality (4.6). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.2 on a scale of 0 to 10).
Other Rating Factors:
Good current capitalization (5.4 on a scale of 0 to 10) based on a risk-based capital ratio of 17.2 and a capital leverage ratio of 7.4. Operating profits as a percentage of assets at 1.4%, coupled with a return on assets of 1.1 has resulted in Good (5.3) profitability.
Asset Mix:
Securities (45%), home mtgs (12%), consumer loans (12%), comm re (7%), cash (7%), comm loans (7%), other (10%)
States with Branches:
PR, VI
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Popular, Inc.
Investment Rating
Address
209 Ave. Ponce de León
San Juan, PR 00918
San Juan, PR 00918
Phone Number
787 765 9800
Year Founded
1893
FDIC Number
Website
Largest Affiliates
New York, NY
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Bank