| Weiss Ratings |
First Central Savings Bank
Glen Cove, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 4.00 | |||
| Capitalization Index | 8.30 | |||
| Liquidity Index | 0.10 | |||
| Profitability Index | 4.40 | |||
| Stability Index | 3.70 | |||
| Company Info |
First Central Savings Bank
Glen Cove, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 34969 | |||
| Phone Number | (516) 609-3500 | |||
| Website | www.firstcentralsavings.com | |||
| Asset Quality |
First Central Savings Bank
Glen Cove, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 0.54% | |||
| 5-Year Asset Growth | 8.26% | |||
| 5-Year Charge-Offs to Average Loans | 0.15% | |||
| Charge-Offs to Average Loans | 0.49% | |||
| Non-Performing Assets to Assets | 1.76% | |||
| Non-Performing Loans to Capital | 15.12% | |||
| Non-Performing Loans to Loans | 2.02% | |||
| Balance Sheet |
First Central Savings Bank
Glen Cove, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 970.15M | |||
| Total Deposits | 836.69M | |||
| Capital and Reserves |
First Central Savings Bank
Glen Cove, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 94.96M | |||
| Leverage Ratio | 9.86 | |||
| Loan Loss Reserves to Loans | 0.85% | |||
| Risk-Based Capital Ratio | 15.56 | |||
| Liquidity |
First Central Savings Bank
Glen Cove, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 41.63% | |||
| Liquidity Ratio | 7.34% | |||
| Profitability |
First Central Savings Bank
Glen Cove, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.77% | |||
| Net Income | 8.79M | |||
| Net Interest Spread | 3.26% | |||
| Operating Profit to Average Assets | 1.12% | |||
| Overhead Efficiency Ratio | 66.97% | |||
| Return on Assets | 0.89% | |||
| Return on Equity | 9.57% | |||