| Weiss Ratings |
First Central Savings Bank
Glen Cove, NY |
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| Rating | ||||
| Asset Quality Index | 5.10 | |||
| Capitalization Index | 9.00 | |||
| Liquidity Index | 0.10 | |||
| Profitability Index | 4.40 | |||
| Stability Index | 3.70 | |||
| Company Info |
First Central Savings Bank
Glen Cove, NY |
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| FDIC Number | 34969 | |||
| Phone Number | (516) 609-3500 | |||
| Website | www.firstcentralsavings.com | |||
| Asset Quality |
First Central Savings Bank
Glen Cove, NY |
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| 1-Year Asset Growth | 3.92% | |||
| 5-Year Asset Growth | 8.26% | |||
| 5-Year Charge-Offs to Average Loans | 0.16% | |||
| Charge-Offs to Average Loans | -0.01% | |||
| Non-Performing Assets to Assets | 2.13% | |||
| Non-Performing Loans to Capital | 12.06% | |||
| Non-Performing Loans to Loans | 1.79% | |||
| Balance Sheet |
First Central Savings Bank
Glen Cove, NY |
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| Total Assets | 1.03B | |||
| Total Deposits | 890.95M | |||
| Capital and Reserves |
First Central Savings Bank
Glen Cove, NY |
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| Capital | 99.48M | |||
| Leverage Ratio | 10.30 | |||
| Loan Loss Reserves to Loans | 0.88% | |||
| Risk-Based Capital Ratio | 15.47 | |||
| Liquidity |
First Central Savings Bank
Glen Cove, NY |
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| Hot Money Ratio | 37.79% | |||
| Liquidity Ratio | 7.24% | |||
| Profitability |
First Central Savings Bank
Glen Cove, NY |
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| 5-Year Return on Average Assets | 0.91% | |||
| Net Income | 4.78M | |||
| Net Interest Spread | 3.56% | |||
| Operating Profit to Average Assets | 1.22% | |||
| Overhead Efficiency Ratio | 68.39% | |||
| Return on Assets | 0.97% | |||
| Return on Equity | 9.83% | |||