| Weiss Ratings |
First Central Savings Bank
Glen Cove, NY |
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| Rating | ||||
| Asset Quality Index | 3.90 | |||
| Capitalization Index | 7.90 | |||
| Liquidity Index | 0.10 | |||
| Profitability Index | 3.60 | |||
| Stability Index | 5.80 | |||
| Company Info |
First Central Savings Bank
Glen Cove, NY |
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| FDIC Number | 34969 | |||
| Phone Number | (516) 609-3500 | |||
| Website | www.firstcentralsavings.com | |||
| Asset Quality |
First Central Savings Bank
Glen Cove, NY |
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| 1-Year Asset Growth | 2.21% | |||
| 5-Year Asset Growth | 10.30% | |||
| 5-Year Charge-Offs to Average Loans | 0.15% | |||
| Charge-Offs to Average Loans | -0.04% | |||
| Non-Performing Assets to Assets | 2.75% | |||
| Non-Performing Loans to Capital | 15.50% | |||
| Non-Performing Loans to Loans | 3.06% | |||
| Balance Sheet |
First Central Savings Bank
Glen Cove, NY |
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| Total Assets | 983.61M | |||
| Total Deposits | 856.74M | |||
| Capital and Reserves |
First Central Savings Bank
Glen Cove, NY |
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| Capital | 89.86M | |||
| Leverage Ratio | 9.62 | |||
| Loan Loss Reserves to Loans | 1.03% | |||
| Risk-Based Capital Ratio | 14.63 | |||
| Liquidity |
First Central Savings Bank
Glen Cove, NY |
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| Hot Money Ratio | 42.72% | |||
| Liquidity Ratio | 4.50% | |||
| Profitability |
First Central Savings Bank
Glen Cove, NY |
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| 5-Year Return on Average Assets | 0.77% | |||
| Net Income | 1.79M | |||
| Net Interest Spread | 3.10% | |||
| Operating Profit to Average Assets | 0.92% | |||
| Overhead Efficiency Ratio | 74.90% | |||
| Return on Assets | 0.73% | |||
| Return on Equity | 8.07% | |||