| Weiss Ratings |
First Central Savings Bank
Glen Cove, NY |
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| Rating | ||||
| Asset Quality Index | 4.20 | |||
| Capitalization Index | 8.00 | |||
| Liquidity Index | 0.10 | |||
| Profitability Index | 3.60 | |||
| Stability Index | 5.80 | |||
| Company Info |
First Central Savings Bank
Glen Cove, NY |
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| FDIC Number | 34969 | |||
| Phone Number | (516) 609-3500 | |||
| Website | www.firstcentralsavings.com | |||
| Asset Quality |
First Central Savings Bank
Glen Cove, NY |
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| 1-Year Asset Growth | 0.08% | |||
| 5-Year Asset Growth | 10.30% | |||
| 5-Year Charge-Offs to Average Loans | 0.15% | |||
| Charge-Offs to Average Loans | 0.24% | |||
| Non-Performing Assets to Assets | 2.03% | |||
| Non-Performing Loans to Capital | 13.78% | |||
| Non-Performing Loans to Loans | 2.28% | |||
| Balance Sheet |
First Central Savings Bank
Glen Cove, NY |
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| Total Assets | 986.71M | |||
| Total Deposits | 858.96M | |||
| Capital and Reserves |
First Central Savings Bank
Glen Cove, NY |
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| Capital | 91.46M | |||
| Leverage Ratio | 9.64 | |||
| Loan Loss Reserves to Loans | 1.05% | |||
| Risk-Based Capital Ratio | 15.11 | |||
| Liquidity |
First Central Savings Bank
Glen Cove, NY |
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| Hot Money Ratio | 42.87% | |||
| Liquidity Ratio | 5.98% | |||
| Profitability |
First Central Savings Bank
Glen Cove, NY |
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| 5-Year Return on Average Assets | 0.77% | |||
| Net Income | 3.37M | |||
| Net Interest Spread | 3.20% | |||
| Operating Profit to Average Assets | 0.86% | |||
| Overhead Efficiency Ratio | 71.21% | |||
| Return on Assets | 0.69% | |||
| Return on Equity | 7.51% | |||