B
Synergy Bank
HoumaLA
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Synergy Bank
Houma, LA
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Rating B
Asset Quality Index 3.80
Capitalization Index 10.00
Liquidity Index 2.90
Profitability Index 8.90
Stability Index 10.00
Company Info Synergy Bank
Houma, LA
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FDIC Number 34978
Phone Number (985) 851-3341
Website www.synergybank.com
Asset Quality Synergy Bank
Houma, LA
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1-Year Asset Growth 3.39%
5-Year Asset Growth 23.04%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 1.00%
Non-Performing Loans to Capital 11.53%
Non-Performing Loans to Loans 1.47%
Balance Sheet Synergy Bank
Houma, LA
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Total Assets 1.24B
Total Deposits 1.05B
Capital and Reserves Synergy Bank
Houma, LA
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Capital 175.68M
Leverage Ratio 11.54
Loan Loss Reserves to Loans 2.05%
Risk-Based Capital Ratio --
Liquidity Synergy Bank
Houma, LA
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Hot Money Ratio 27.75%
Liquidity Ratio 24.63%
Profitability Synergy Bank
Houma, LA
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5-Year Return on Average Assets 1.34%
Net Income 15.99M
Net Interest Spread 4.55%
Operating Profit to Average Assets 2.18%
Overhead Efficiency Ratio 47.73%
Return on Assets 1.74%
Return on Equity 12.79%