B
Synergy Bank
Houma,  LA
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Synergy Bank
Houma, LA
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Rating B
Asset Quality Index 3.80
Capitalization Index 9.90
Liquidity Index 2.60
Profitability Index 8.50
Stability Index 10.00
Company Info Synergy Bank
Houma, LA
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FDIC Number 34978
Phone Number (985) 851-3341
Website www.synergybank.com
Asset Quality Synergy Bank
Houma, LA
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1-Year Asset Growth 3.23%
5-Year Asset Growth 16.84%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans 0.19%
Non-Performing Assets to Assets 1.09%
Non-Performing Loans to Capital 11.77%
Non-Performing Loans to Loans 1.51%
Balance Sheet Synergy Bank
Houma, LA
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Total Assets 1.28B
Total Deposits 1.09B
Capital and Reserves Synergy Bank
Houma, LA
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Capital 175.74M
Leverage Ratio 11.26
Loan Loss Reserves to Loans 2.06%
Risk-Based Capital Ratio --
Liquidity Synergy Bank
Houma, LA
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Hot Money Ratio 28.11%
Liquidity Ratio 22.69%
Profitability Synergy Bank
Houma, LA
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5-Year Return on Average Assets 1.44%
Net Income 10.12M
Net Interest Spread 4.54%
Operating Profit to Average Assets 2.01%
Overhead Efficiency Ratio 49.66%
Return on Assets 1.60%
Return on Equity 11.84%