B
Synergy Bank
HoumaLA
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Synergy Bank
Houma, LA
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Rating B
Asset Quality Index 3.80
Capitalization Index 9.00
Liquidity Index 2.80
Profitability Index 8.80
Stability Index 10.00
Company Info Synergy Bank
Houma, LA
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FDIC Number 34978
Phone Number (985) 851-3341
Website www.synergybank.com
Asset Quality Synergy Bank
Houma, LA
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1-Year Asset Growth 3.22%
5-Year Asset Growth 16.84%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans 0.17%
Non-Performing Assets to Assets 1.00%
Non-Performing Loans to Capital 12.32%
Non-Performing Loans to Loans 1.40%
Balance Sheet Synergy Bank
Houma, LA
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Total Assets 1.24B
Total Deposits 1.06B
Capital and Reserves Synergy Bank
Houma, LA
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Capital 166.38M
Leverage Ratio 10.62
Loan Loss Reserves to Loans 1.98%
Risk-Based Capital Ratio --
Liquidity Synergy Bank
Houma, LA
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Hot Money Ratio 28.12%
Liquidity Ratio 24.33%
Profitability Synergy Bank
Houma, LA
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5-Year Return on Average Assets 1.34%
Net Income 21.07M
Net Interest Spread 4.59%
Operating Profit to Average Assets 2.15%
Overhead Efficiency Ratio 48.96%
Return on Assets 1.71%
Return on Equity 12.57%