D
First Central Bank McCook
McCookNE
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First Central Bank McCook
McCook, NE
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Rating D
Asset Quality Index 0.80
Capitalization Index 9.60
Liquidity Index 0.30
Profitability Index 2.50
Stability Index 3.90
Company Info First Central Bank McCook
McCook, NE
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FDIC Number 34995
Phone Number (308) 345-4994
Website www.firstcentral.com
Asset Quality First Central Bank McCook
McCook, NE
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1-Year Asset Growth -2.30%
5-Year Asset Growth 0.46%
5-Year Charge-Offs to Average Loans 1.46%
Charge-Offs to Average Loans 1.28%
Non-Performing Assets to Assets 4.42%
Non-Performing Loans to Capital 37.30%
Non-Performing Loans to Loans 6.43%
Balance Sheet First Central Bank McCook
McCook, NE
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Total Assets 127.25M
Total Deposits 108.82M
Capital and Reserves First Central Bank McCook
McCook, NE
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Capital 13.53M
Leverage Ratio 10.74
Loan Loss Reserves to Loans 1.80%
Risk-Based Capital Ratio 14.94
Liquidity First Central Bank McCook
McCook, NE
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Hot Money Ratio 40.06%
Liquidity Ratio 27.57%
Profitability First Central Bank McCook
McCook, NE
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5-Year Return on Average Assets 0.28%
Net Income 709.00K
Net Interest Spread 3.95%
Operating Profit to Average Assets 0.69%
Overhead Efficiency Ratio 69.01%
Return on Assets 0.56%
Return on Equity 5.56%