C
First Central Bank McCook
McCookNE
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First Central Bank McCook
McCook, NE
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 0.80
Capitalization Index 8.30
Liquidity Index 0.40
Profitability Index 0.30
Stability Index 3.90
Company Info First Central Bank McCook
McCook, NE
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 34995
Phone Number (308) 345-4994
Website www.firstcentral.com
Asset Quality First Central Bank McCook
McCook, NE
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 2.24%
5-Year Asset Growth 0.70%
5-Year Charge-Offs to Average Loans 1.46%
Charge-Offs to Average Loans 2.75%
Non-Performing Assets to Assets 4.86%
Non-Performing Loans to Capital 40.82%
Non-Performing Loans to Loans 6.43%
Balance Sheet First Central Bank McCook
McCook, NE
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 126.32M
Total Deposits 106.45M
Capital and Reserves First Central Bank McCook
McCook, NE
Click to
Compare
Click to
Compare
Click to
Compare
Capital 12.58M
Leverage Ratio 9.86
Loan Loss Reserves to Loans 1.56%
Risk-Based Capital Ratio 13.80
Liquidity First Central Bank McCook
McCook, NE
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 44.62%
Liquidity Ratio 29.48%
Profitability First Central Bank McCook
McCook, NE
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.28%
Net Income -143.00K
Net Interest Spread 3.78%
Operating Profit to Average Assets -0.34%
Overhead Efficiency Ratio 82.95%
Return on Assets -0.22%
Return on Equity -2.27%