Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 26.7 and a capital leverage ratio of 18.0. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (10.0 on a scale of 0 to 10).
Other Rating Factors:
Operating profits as a percentage of assets at 3.2%, coupled with a return on assets of 3.2 has resulted in Excellent (9.8) profitability. A current level of 2.0 percent of nonperforming loans to core capital combined with 0.7 percent from a year earlier contributes to the Excellent asset quality (7.7).
Asset Mix:
Home mtgs (28%), comm re (22%), cash (16%), securities (13%), consumer loans (2%), comm loans (1%), home eq lns (1%), other (17%)
States with Branches:
KS, MO
Corporate Info
Ameri-National Corporation
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3510 West 95th Street
Leawood, KS 66206
Leawood, KS 66206
(913) 341-1144
1999
Largest Affiliates
No affiliate information available.