Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 23.6 and a capital leverage ratio of 16.7. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (10.0 on a scale of 0 to 10).
Other Rating Factors:
Operating profits as a percentage of assets at 2.7%, coupled with a return on assets of 2.8 has resulted in Excellent (9.5) profitability. A current level of 4.9 percent of nonperforming loans to core capital combined with 3.1 percent from a year earlier contributes to the Good asset quality (6.6).
Asset Mix:
Home mtgs (35%), comm re (20%), cash (12%), securities (9%), comm loans (3%), home eq lns (2%), consumer loans (2%), other (16%)
States with Branches:
KS, MO
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Ameri-National Corporation
Investment Rating
--
Address
3510 West 95th Street
Leawood, KS 66206
Leawood, KS 66206
Phone Number
(913) 341-1144
Year Founded
1999
FDIC Number
Website
Largest Affiliates
No affiliate information available.