Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 24.4 and a capital leverage ratio of 17.9. Operating profits as a percentage of assets at 2.8%, coupled with a return on assets of 2.8 has resulted in Excellent (9.8) profitability.
Other Rating Factors:
A current level of 4.5 percent of nonperforming loans to core capital combined with 1.5 percent from a year earlier contributes to the Good asset quality (6.7). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.3 on a scale of 0 to 10).
Asset Mix:
Home mtgs (36%), comm re (22%), securities (10%), cash (8%), comm loans (4%), home eq lns (2%), consumer loans (1%), other (17%)
States with Branches:
KS, MO
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Ameri-National Corporation
Investment Rating
--
Address
3510 West 95th Street
Leawood, KS 66206
Leawood, KS 66206
Phone Number
(913) 341-1144
Year Founded
1999
FDIC Number
Website
Largest Affiliates
No affiliate information available.