Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 23.3 and a capital leverage ratio of 17.1. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (10.0 on a scale of 0 to 10).
Other Rating Factors:
Operating profits as a percentage of assets at 2.4%, coupled with a return on assets of 2.3 has resulted in Excellent (8.8) profitability. A current level of 8.2 percent of nonperforming loans to core capital combined with 3.5 percent from a year earlier contributes to the Good asset quality (5.2).
Asset Mix:
Home mtgs (35%), comm re (22%), securities (11%), cash (6%), comm loans (4%), consumer loans (2%), home eq lns (2%), other (19%)
States with Branches:
KS, MO
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Ameri-National Corporation
Investment Rating
--
Address
3510 West 95th Street
Leawood, KS 66206
Leawood, KS 66206
Phone Number
(913) 341-1144
Year Founded
1999
FDIC Number
Website
Largest Affiliates
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