C
Lone Star Capital Bank, National Association
Rating Date
June 2025
Risk Based
Capital Ratio
16.13
Leverage
Ratio
10.13
Return On
Assets
0.25%
Total
Assets
491.95M
Capital
45.56M
Total
Deposits
429.41M
Net
Income
309.00K
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Weiss Ratings Lone Star Capital Bank, National Association
San Antonio, TX 		Click to
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Rating C
Asset Quality Index 6.90
Capitalization Index 8.70
Liquidity Index 3.50
Profitability Index 1.70
Stability Index 4.60
Company Info Lone Star Capital Bank, National Association
San Antonio, TX 		Click to
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FDIC Number 35015
Phone Number (210) 496-6116
Website www.lscb.com
Asset Quality Lone Star Capital Bank, National Association
San Antonio, TX 		Click to
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1-Year Asset Growth -3.17%
5-Year Asset Growth 19.65%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.41%
Non-Performing Loans to Capital 3.79%
Non-Performing Loans to Loans 0.70%
Balance Sheet Lone Star Capital Bank, National Association
San Antonio, TX 		Click to
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Total Assets 491.95M
Total Deposits 429.41M
Capital and Reserves Lone Star Capital Bank, National Association
San Antonio, TX 		Click to
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Capital 45.56M
Leverage Ratio 10.13
Loan Loss Reserves to Loans 1.19%
Risk-Based Capital Ratio 16.13
Liquidity Lone Star Capital Bank, National Association
San Antonio, TX 		Click to
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Hot Money Ratio 13.23%
Liquidity Ratio 32.42%
Profitability Lone Star Capital Bank, National Association
San Antonio, TX 		Click to
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5-Year Return on Average Assets 0.31%
Net Income 309.00K
Net Interest Spread 2.74%
Operating Profit to Average Assets 0.28%
Overhead Efficiency Ratio 89.60%
Return on Assets 0.25%
Return on Equity 2.77%