C
Freedom Financial Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Freedom Financial Bank
West Des Moines, IA
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Rating C
Asset Quality Index 7.20
Capitalization Index 7.50
Liquidity Index 0.20
Profitability Index 4.80
Stability Index 3.70
Company Info Freedom Financial Bank
West Des Moines, IA
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FDIC Number 35031
Phone Number (515) 223-1113
Website www.freedomfinancialbank.com
Asset Quality Freedom Financial Bank
West Des Moines, IA
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1-Year Asset Growth -0.87%
5-Year Asset Growth 6.79%
5-Year Charge-Offs to Average Loans 0.13%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Freedom Financial Bank
West Des Moines, IA
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Total Assets 266.13M
Total Deposits 198.61M
Capital and Reserves Freedom Financial Bank
West Des Moines, IA
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Capital 24.72M
Leverage Ratio 9.36
Loan Loss Reserves to Loans 1.25%
Risk-Based Capital Ratio 11.42
Liquidity Freedom Financial Bank
West Des Moines, IA
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Hot Money Ratio 21.43%
Liquidity Ratio 15.63%
Profitability Freedom Financial Bank
West Des Moines, IA
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5-Year Return on Average Assets 1.11%
Net Income 1.67M
Net Interest Spread 2.98%
Operating Profit to Average Assets 1.32%
Overhead Efficiency Ratio 53.04%
Return on Assets 1.26%
Return on Equity 13.60%