B
TowneBank
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings TowneBank
Portsmouth, VA
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 7.60
Capitalization Index 9.40
Liquidity Index 2.70
Profitability Index 4.70
Stability Index 10.00
Company Info TowneBank
Portsmouth, VA
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 35095
Phone Number (757) 638-7500
Website www.townebank.com
Asset Quality TowneBank
Portsmouth, VA
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 3.72%
5-Year Asset Growth 8.87%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.32%
Non-Performing Loans to Capital 1.61%
Non-Performing Loans to Loans 0.47%
Balance Sheet TowneBank
Portsmouth, VA
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 17.51B
Total Deposits 14.76B
Capital and Reserves TowneBank
Portsmouth, VA
Click to
Compare
Click to
Compare
Click to
Compare
Capital 2.20B
Leverage Ratio 10.61
Loan Loss Reserves to Loans 1.07%
Risk-Based Capital Ratio 15.65
Liquidity TowneBank
Portsmouth, VA
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 10.70%
Liquidity Ratio 21.98%
Profitability TowneBank
Portsmouth, VA
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.09%
Net Income 50.59M
Net Interest Spread 3.12%
Operating Profit to Average Assets 1.36%
Overhead Efficiency Ratio 69.86%
Return on Assets 1.17%
Return on Equity 9.38%