C
Millennium Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
10.21
Return On
Assets
0.74%
Total
Assets
526.13M
Capital
53.31M
Total
Deposits
465.23M
Net
Income
1.94M
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Weiss Ratings Millennium Bank
Chattanooga, TN 		Click to
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Rating C
Asset Quality Index 2.30
Capitalization Index 8.80
Liquidity Index 0.70
Profitability Index 1.70
Stability Index 7.60
Company Info Millennium Bank
Chattanooga, TN 		Click to
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FDIC Number 35138
Phone Number (423) 238-1111
Website www.millenniumbank.com
Asset Quality Millennium Bank
Chattanooga, TN 		Click to
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1-Year Asset Growth -0.35%
5-Year Asset Growth 29.73%
5-Year Charge-Offs to Average Loans -0.04%
Charge-Offs to Average Loans 0.09%
Non-Performing Assets to Assets 2.88%
Non-Performing Loans to Capital 26.17%
Non-Performing Loans to Loans 3.72%
Balance Sheet Millennium Bank
Chattanooga, TN 		Click to
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Total Assets 526.13M
Total Deposits 465.23M
Capital and Reserves Millennium Bank
Chattanooga, TN 		Click to
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Capital 53.31M
Leverage Ratio 10.21
Loan Loss Reserves to Loans 1.20%
Risk-Based Capital Ratio --
Liquidity Millennium Bank
Chattanooga, TN 		Click to
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Hot Money Ratio 27.05%
Liquidity Ratio 17.51%
Profitability Millennium Bank
Chattanooga, TN 		Click to
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5-Year Return on Average Assets 1.10%
Net Income 1.94M
Net Interest Spread 4.26%
Operating Profit to Average Assets 0.74%
Overhead Efficiency Ratio 80.13%
Return on Assets 0.74%
Return on Equity 7.00%