C
Millennium Bank
Rating Date
April 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Millennium Bank
Ooltewah, TN
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Rating C
Asset Quality Index 5.90
Capitalization Index 10.00
Liquidity Index 0.10
Profitability Index 6.40
Stability Index 3.70
Company Info Millennium Bank
Ooltewah, TN
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FDIC Number 35138
Phone Number (423) 238-8600
Website www.millenniumbank.com
Asset Quality Millennium Bank
Ooltewah, TN
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1-Year Asset Growth -4.30%
5-Year Asset Growth 29.73%
5-Year Charge-Offs to Average Loans -0.08%
Charge-Offs to Average Loans 0.17%
Non-Performing Assets to Assets 0.33%
Non-Performing Loans to Capital 2.44%
Non-Performing Loans to Loans 0.40%
Balance Sheet Millennium Bank
Ooltewah, TN
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Total Assets 512.36M
Total Deposits 450.21M
Capital and Reserves Millennium Bank
Ooltewah, TN
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Capital 57.00M
Leverage Ratio 11.05
Loan Loss Reserves to Loans 1.13%
Risk-Based Capital Ratio --
Liquidity Millennium Bank
Ooltewah, TN
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Hot Money Ratio 27.66%
Liquidity Ratio 12.25%
Profitability Millennium Bank
Ooltewah, TN
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5-Year Return on Average Assets 0.98%
Net Income 8.17M
Net Interest Spread 4.16%
Operating Profit to Average Assets 1.55%
Overhead Efficiency Ratio 61.35%
Return on Assets 1.56%
Return on Equity 14.87%