D
Millennium Bank
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Millennium Bank
Ooltewah, TN
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Rating D
Asset Quality Index 2.80
Capitalization Index 5.70
Liquidity Index 0.80
Profitability Index 0.00
Stability Index 6.30
Company Info Millennium Bank
Ooltewah, TN
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FDIC Number 35138
Phone Number (423) 238-8600
Website www.millenniumbank.com
Asset Quality Millennium Bank
Ooltewah, TN
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1-Year Asset Growth 48.40%
5-Year Asset Growth 12.45%
5-Year Charge-Offs to Average Loans -0.02%
Charge-Offs to Average Loans 1.83%
Non-Performing Assets to Assets 0.70%
Non-Performing Loans to Capital 6.58%
Non-Performing Loans to Loans 0.77%
Balance Sheet Millennium Bank
Ooltewah, TN
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Total Assets 780.77M
Total Deposits 704.28M
Capital and Reserves Millennium Bank
Ooltewah, TN
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Capital 67.00M
Leverage Ratio 7.70
Loan Loss Reserves to Loans 1.23%
Risk-Based Capital Ratio 10.46
Liquidity Millennium Bank
Ooltewah, TN
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Hot Money Ratio 27.79%
Liquidity Ratio 14.00%
Profitability Millennium Bank
Ooltewah, TN
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5-Year Return on Average Assets 1.22%
Net Income -2.51M
Net Interest Spread 4.52%
Operating Profit to Average Assets -0.62%
Overhead Efficiency Ratio 81.37%
Return on Assets -0.64%
Return on Equity -7.03%