C
Millennium Bank
Rating Date
June 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Millennium Bank
Ooltewah, TN
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Rating C
Asset Quality Index 6.00
Capitalization Index 9.30
Liquidity Index 0.40
Profitability Index 5.90
Stability Index 3.70
Company Info Millennium Bank
Ooltewah, TN
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FDIC Number 35138
Phone Number (423) 238-8600
Website www.millenniumbank.com
Asset Quality Millennium Bank
Ooltewah, TN
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1-Year Asset Growth 2.16%
5-Year Asset Growth 29.73%
5-Year Charge-Offs to Average Loans -0.04%
Charge-Offs to Average Loans -0.09%
Non-Performing Assets to Assets 0.25%
Non-Performing Loans to Capital 2.08%
Non-Performing Loans to Loans 0.31%
Balance Sheet Millennium Bank
Ooltewah, TN
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Total Assets 527.68M
Total Deposits 466.64M
Capital and Reserves Millennium Bank
Ooltewah, TN
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Capital 55.76M
Leverage Ratio 10.52
Loan Loss Reserves to Loans 1.19%
Risk-Based Capital Ratio --
Liquidity Millennium Bank
Ooltewah, TN
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Hot Money Ratio 26.51%
Liquidity Ratio 15.05%
Profitability Millennium Bank
Ooltewah, TN
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5-Year Return on Average Assets 1.10%
Net Income 1.86M
Net Interest Spread 4.31%
Operating Profit to Average Assets 1.40%
Overhead Efficiency Ratio 65.14%
Return on Assets 1.40%
Return on Equity 13.17%