BMW Bank of North America
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.7 on a scale of 0 to 10). A current level of 0.7 percent of nonperforming loans to core capital combined with 0.8 percent from a year earlier contributes to the Good asset quality (5.6).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 16.6 and a capital leverage ratio of 15.2. Operating profits as a percentage of assets at 2.9%, coupled with a return on assets of 2.2 has resulted in Excellent (9.5) profitability.
Asset Mix:
Consumer loans (76%), securities (19%), cash (5%)
States with Branches:
UT
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Bayerische Motoren Werke Aktiengesellschaft
Investment Rating
--
Address
2588 E Cottonwood Pkwy
Salt Lake City, UT 84109
Salt Lake City, UT 84109
Phone Number
(801) 461-6500
Year Founded
1999
FDIC Number
Website
Largest Affiliates
No affiliate information available.