C
BMW Bank of North America
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings BMW Bank of North America
Salt Lake City, UT
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Rating C
Asset Quality Index 5.60
Capitalization Index 10.00
Liquidity Index 0.70
Profitability Index 9.50
Stability Index 3.70
Company Info BMW Bank of North America
Salt Lake City, UT
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FDIC Number 35141
Phone Number (801) 461-6500
Website www.bmwusa.com
Asset Quality BMW Bank of North America
Salt Lake City, UT
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1-Year Asset Growth 4.67%
5-Year Asset Growth 2.28%
5-Year Charge-Offs to Average Loans 0.14%
Charge-Offs to Average Loans 0.28%
Non-Performing Assets to Assets 0.09%
Non-Performing Loans to Capital 0.60%
Non-Performing Loans to Loans 0.11%
Balance Sheet BMW Bank of North America
Salt Lake City, UT
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Total Assets 12.81B
Total Deposits 8.62B
Capital and Reserves BMW Bank of North America
Salt Lake City, UT
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Capital 1.74B
Leverage Ratio 13.70
Loan Loss Reserves to Loans 0.50%
Risk-Based Capital Ratio 14.93
Liquidity BMW Bank of North America
Salt Lake City, UT
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Hot Money Ratio 0.14%
Liquidity Ratio 28.14%
Profitability BMW Bank of North America
Salt Lake City, UT
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5-Year Return on Average Assets 1.82%
Net Income 286.67M
Net Interest Spread 3.01%
Operating Profit to Average Assets 3.02%
Overhead Efficiency Ratio 17.65%
Return on Assets 2.27%
Return on Equity 15.80%