Major Rating Factors:
Excellent current capitalization (8.3 on a scale of 0 to 10) based on a risk-based capital ratio of 13.7 and a capital leverage ratio of 9.9. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.4 on a scale of 0 to 10).
Other Rating Factors:
A current level of 5.1 percent of nonperforming loans to core capital combined with 6.4 percent from a year earlier contributes to the Fair asset quality (4.7). Fair liquidity 3.3, driven by a liquidity ratio of 26.6 percent and a “hot money” ratio of 45.5 percent.
Asset Mix:
Consumer loans (41%), securities (17%), comm re (10%), cash (9%), comm loans (8%), home eq lns (3%), home mtgs (2%), other (11%)
States with Branches:
NV, TX
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
FB BanCorp
Investment Rating
--
Address
10345 Professional Circle
Reno, NV 89521
Reno, NV 89521
Phone Number
(775) 432-0131
Year Founded
1999
FDIC Number
Website
Largest Affiliates
No affiliate information available.