Major Rating Factors:
Operating profits as a percentage of assets at 0.5%, coupled with a return on assets of 0.3 has resulted in Weak (2.4) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.2 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (7.6 on a scale of 0 to 10) based on a risk-based capital ratio of 13.6 and a capital leverage ratio of 9.4. A current level of 2.9 percent of nonperforming loans to core capital combined with 3.5 percent from a year earlier contributes to the Good asset quality (5.4).
Asset Mix:
Consumer loans (44%), securities (16%), cash (10%), comm loans (9%), comm re (7%), home eq lns (4%), home mtgs (1%), other (9%)
States with Branches:
NV, TX
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
FB BanCorp
Investment Rating
--
Address
10345 Professional Circle
Reno, NV 89521
Reno, NV 89521
Phone Number
(775) 432-0131
Year Founded
1999
FDIC Number
Website
Largest Affiliates
No affiliate information available.