| Weiss Ratings |
First Reliance Bank
Florence, SC |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 8.20 | |||
| Capitalization Index | 8.70 | |||
| Liquidity Index | 2.70 | |||
| Profitability Index | 5.40 | |||
| Stability Index | 8.20 | |||
| Company Info |
First Reliance Bank
Florence, SC |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 35214 | |||
| Phone Number | (843) 656-5000 | |||
| Website | firstreliance.com | |||
| Asset Quality |
First Reliance Bank
Florence, SC |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 2.44% | |||
| 5-Year Asset Growth | 10.85% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.02% | |||
| Non-Performing Assets to Assets | 0.22% | |||
| Non-Performing Loans to Capital | 2.31% | |||
| Non-Performing Loans to Loans | 0.30% | |||
| Balance Sheet |
First Reliance Bank
Florence, SC |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 1.09B | |||
| Total Deposits | 949.89M | |||
| Capital and Reserves |
First Reliance Bank
Florence, SC |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 108.68M | |||
| Leverage Ratio | 10.16 | |||
| Loan Loss Reserves to Loans | 1.11% | |||
| Risk-Based Capital Ratio | 13.82 | |||
| Liquidity |
First Reliance Bank
Florence, SC |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 12.51% | |||
| Liquidity Ratio | 16.10% | |||
| Profitability |
First Reliance Bank
Florence, SC |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.90% | |||
| Net Income | 12.01M | |||
| Net Interest Spread | 3.73% | |||
| Operating Profit to Average Assets | 1.40% | |||
| Overhead Efficiency Ratio | 67.62% | |||
| Return on Assets | 1.10% | |||
| Return on Equity | 11.75% | |||