| Weiss Ratings |
First Reliance Bank
Florence, SC |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 8.20 | |||
| Capitalization Index | 8.20 | |||
| Liquidity Index | 3.80 | |||
| Profitability Index | 3.90 | |||
| Stability Index | 7.50 | |||
| Company Info |
First Reliance Bank
Florence, SC |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 35214 | |||
| Phone Number | (843) 656-5000 | |||
| Website | www.firstreliance.com | |||
| Asset Quality |
First Reliance Bank
Florence, SC |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 6.79% | |||
| 5-Year Asset Growth | 12.33% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.07% | |||
| Non-Performing Assets to Assets | 0.09% | |||
| Non-Performing Loans to Capital | 0.82% | |||
| Non-Performing Loans to Loans | 0.12% | |||
| Balance Sheet |
First Reliance Bank
Florence, SC |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 1.10B | |||
| Total Deposits | 983.52M | |||
| Capital and Reserves |
First Reliance Bank
Florence, SC |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 98.92M | |||
| Leverage Ratio | 9.80 | |||
| Loan Loss Reserves to Loans | 1.07% | |||
| Risk-Based Capital Ratio | 12.99 | |||
| Liquidity |
First Reliance Bank
Florence, SC |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 13.18% | |||
| Liquidity Ratio | 16.73% | |||
| Profitability |
First Reliance Bank
Florence, SC |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.90% | |||
| Net Income | 1.85M | |||
| Net Interest Spread | 3.63% | |||
| Operating Profit to Average Assets | 0.87% | |||
| Overhead Efficiency Ratio | 72.58% | |||
| Return on Assets | 0.69% | |||
| Return on Equity | 7.56% | |||