Southern Illinois Bank
| Weiss Ratings |
Southern Illinois Bank
Johnston City, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 5.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.10 | |||
| Profitability Index | 5.40 | |||
| Stability Index | 8.00 | |||
| Company Info |
Southern Illinois Bank
Johnston City, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 35229 | |||
| Phone Number | (618) 983-8433 | |||
| Website | www.southernillinoisbank.com | |||
| Asset Quality |
Southern Illinois Bank
Johnston City, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | -12.37% | |||
| 5-Year Asset Growth | -0.48% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.17% | |||
| Non-Performing Assets to Assets | 3.17% | |||
| Non-Performing Loans to Capital | 15.26% | |||
| Non-Performing Loans to Loans | 4.70% | |||
| Balance Sheet |
Southern Illinois Bank
Johnston City, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 137.86M | |||
| Total Deposits | 115.88M | |||
| Capital and Reserves |
Southern Illinois Bank
Johnston City, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 21.41M | |||
| Leverage Ratio | 16.90 | |||
| Loan Loss Reserves to Loans | 1.15% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Southern Illinois Bank
Johnston City, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 8.02% | |||
| Liquidity Ratio | 16.86% | |||
| Profitability |
Southern Illinois Bank
Johnston City, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.16% | |||
| Net Income | 1.60M | |||
| Net Interest Spread | 3.71% | |||
| Operating Profit to Average Assets | 1.26% | |||
| Overhead Efficiency Ratio | 65.65% | |||
| Return on Assets | 1.05% | |||
| Return on Equity | 8.13% | |||