Southern Illinois Bank
| Weiss Ratings |
Southern Illinois Bank
Johnston City, IL |
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| Rating | ||||
| Asset Quality Index | 5.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.40 | |||
| Profitability Index | 5.40 | |||
| Stability Index | 8.00 | |||
| Company Info |
Southern Illinois Bank
Johnston City, IL |
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| FDIC Number | 35229 | |||
| Phone Number | (618) 983-8433 | |||
| Website | www.southernillinoisbank.com | |||
| Asset Quality |
Southern Illinois Bank
Johnston City, IL |
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| 1-Year Asset Growth | -2.06% | |||
| 5-Year Asset Growth | 7.68% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.24% | |||
| Non-Performing Assets to Assets | 2.96% | |||
| Non-Performing Loans to Capital | 15.59% | |||
| Non-Performing Loans to Loans | 4.47% | |||
| Balance Sheet |
Southern Illinois Bank
Johnston City, IL |
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| Total Assets | 148.07M | |||
| Total Deposits | 121.15M | |||
| Capital and Reserves |
Southern Illinois Bank
Johnston City, IL |
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| Capital | 20.64M | |||
| Leverage Ratio | 15.69 | |||
| Loan Loss Reserves to Loans | 1.04% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Southern Illinois Bank
Johnston City, IL |
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| Hot Money Ratio | 7.69% | |||
| Liquidity Ratio | 20.90% | |||
| Profitability |
Southern Illinois Bank
Johnston City, IL |
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| 5-Year Return on Average Assets | 1.16% | |||
| Net Income | 1.18M | |||
| Net Interest Spread | 3.65% | |||
| Operating Profit to Average Assets | 1.31% | |||
| Overhead Efficiency Ratio | 63.93% | |||
| Return on Assets | 1.01% | |||
| Return on Equity | 8.13% | |||