Southern Illinois Bank
| Weiss Ratings |
Southern Illinois Bank
Johnston City, IL |
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| Rating | ||||
| Asset Quality Index | 4.40 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.50 | |||
| Profitability Index | 5.10 | |||
| Stability Index | 7.90 | |||
| Company Info |
Southern Illinois Bank
Johnston City, IL |
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| FDIC Number | 35229 | |||
| Phone Number | (618) 983-8433 | |||
| Website | www.southernillinoisbank.com | |||
| Asset Quality |
Southern Illinois Bank
Johnston City, IL |
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| 1-Year Asset Growth | -11.69% | |||
| 5-Year Asset Growth | -0.48% | |||
| 5-Year Charge-Offs to Average Loans | 0.05% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 2.72% | |||
| Non-Performing Loans to Capital | 13.70% | |||
| Non-Performing Loans to Loans | 4.29% | |||
| Balance Sheet |
Southern Illinois Bank
Johnston City, IL |
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| Total Assets | 136.49M | |||
| Total Deposits | 114.13M | |||
| Capital and Reserves |
Southern Illinois Bank
Johnston City, IL |
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| Capital | 21.67M | |||
| Leverage Ratio | 17.72 | |||
| Loan Loss Reserves to Loans | 1.34% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Southern Illinois Bank
Johnston City, IL |
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| Hot Money Ratio | 6.62% | |||
| Liquidity Ratio | 25.16% | |||
| Profitability |
Southern Illinois Bank
Johnston City, IL |
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| 5-Year Return on Average Assets | 1.15% | |||
| Net Income | 780.00K | |||
| Net Interest Spread | 3.85% | |||
| Operating Profit to Average Assets | 1.40% | |||
| Overhead Efficiency Ratio | 63.82% | |||
| Return on Assets | 1.13% | |||
| Return on Equity | 7.26% | |||