| Weiss Ratings |
Optus Bank
Columbia, SC |
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| Rating | ||||
| Asset Quality Index | 8.50 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.90 | |||
| Profitability Index | 6.00 | |||
| Stability Index | 4.30 | |||
| Company Info |
Optus Bank
Columbia, SC |
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| FDIC Number | 35241 | |||
| Phone Number | (803) 733-8100 | |||
| Website | www.optus.bank | |||
| Asset Quality |
Optus Bank
Columbia, SC |
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| 1-Year Asset Growth | 20.84% | |||
| 5-Year Asset Growth | 149.61% | |||
| 5-Year Charge-Offs to Average Loans | 0.12% | |||
| Charge-Offs to Average Loans | 0.08% | |||
| Non-Performing Assets to Assets | 0.14% | |||
| Non-Performing Loans to Capital | 0.84% | |||
| Non-Performing Loans to Loans | 0.18% | |||
| Balance Sheet |
Optus Bank
Columbia, SC |
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| Total Assets | 715.01M | |||
| Total Deposits | 628.93M | |||
| Capital and Reserves |
Optus Bank
Columbia, SC |
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| Capital | 81.32M | |||
| Leverage Ratio | 12.01 | |||
| Loan Loss Reserves to Loans | 0.55% | |||
| Risk-Based Capital Ratio | 19.13 | |||
| Liquidity |
Optus Bank
Columbia, SC |
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| Hot Money Ratio | 57.98% | |||
| Liquidity Ratio | 40.32% | |||
| Profitability |
Optus Bank
Columbia, SC |
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| 5-Year Return on Average Assets | 1.36% | |||
| Net Income | 3.57M | |||
| Net Interest Spread | 3.03% | |||
| Operating Profit to Average Assets | 1.36% | |||
| Overhead Efficiency Ratio | 52.45% | |||
| Return on Assets | 1.06% | |||
| Return on Equity | 8.97% | |||