| Weiss Ratings |
Optus Bank
Columbia, SC |
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| Rating | ||||
| Asset Quality Index | 7.60 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.80 | |||
| Profitability Index | 5.70 | |||
| Stability Index | 4.30 | |||
| Company Info |
Optus Bank
Columbia, SC |
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| FDIC Number | 35241 | |||
| Phone Number | (803) 733-8100 | |||
| Website | www.optus.bank | |||
| Asset Quality |
Optus Bank
Columbia, SC |
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| 1-Year Asset Growth | 23.05% | |||
| 5-Year Asset Growth | 149.61% | |||
| 5-Year Charge-Offs to Average Loans | 0.12% | |||
| Charge-Offs to Average Loans | 0.10% | |||
| Non-Performing Assets to Assets | 0.20% | |||
| Non-Performing Loans to Capital | 4.40% | |||
| Non-Performing Loans to Loans | 0.25% | |||
| Balance Sheet |
Optus Bank
Columbia, SC |
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| Total Assets | 757.23M | |||
| Total Deposits | 657.78M | |||
| Capital and Reserves |
Optus Bank
Columbia, SC |
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| Capital | 93.56M | |||
| Leverage Ratio | 12.94 | |||
| Loan Loss Reserves to Loans | 0.53% | |||
| Risk-Based Capital Ratio | 20.76 | |||
| Liquidity |
Optus Bank
Columbia, SC |
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| Hot Money Ratio | 57.86% | |||
| Liquidity Ratio | 42.50% | |||
| Profitability |
Optus Bank
Columbia, SC |
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| 5-Year Return on Average Assets | 1.36% | |||
| Net Income | 5.51M | |||
| Net Interest Spread | 3.11% | |||
| Operating Profit to Average Assets | 1.38% | |||
| Overhead Efficiency Ratio | 53.15% | |||
| Return on Assets | 1.07% | |||
| Return on Equity | 8.94% | |||