| Weiss Ratings |
Optus Bank
Columbia, SC |
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| Rating | ||||
| Asset Quality Index | 5.50 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.70 | |||
| Profitability Index | 6.10 | |||
| Stability Index | 4.30 | |||
| Company Info |
Optus Bank
Columbia, SC |
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| FDIC Number | 35241 | |||
| Phone Number | (803) 733-8100 | |||
| Website | www.optus.bank | |||
| Asset Quality |
Optus Bank
Columbia, SC |
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| 1-Year Asset Growth | 17.40% | |||
| 5-Year Asset Growth | 63.06% | |||
| 5-Year Charge-Offs to Average Loans | 0.12% | |||
| Charge-Offs to Average Loans | 0.08% | |||
| Non-Performing Assets to Assets | 1.00% | |||
| Non-Performing Loans to Capital | 14.68% | |||
| Non-Performing Loans to Loans | 1.69% | |||
| Balance Sheet |
Optus Bank
Columbia, SC |
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| Total Assets | 777.91M | |||
| Total Deposits | 675.37M | |||
| Capital and Reserves |
Optus Bank
Columbia, SC |
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| Capital | 96.06M | |||
| Leverage Ratio | 12.41 | |||
| Loan Loss Reserves to Loans | 0.49% | |||
| Risk-Based Capital Ratio | 19.26 | |||
| Liquidity |
Optus Bank
Columbia, SC |
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| Hot Money Ratio | 53.35% | |||
| Liquidity Ratio | 38.79% | |||
| Profitability |
Optus Bank
Columbia, SC |
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| 5-Year Return on Average Assets | 1.36% | |||
| Net Income | 7.95M | |||
| Net Interest Spread | 3.08% | |||
| Operating Profit to Average Assets | 1.44% | |||
| Overhead Efficiency Ratio | 52.34% | |||
| Return on Assets | 1.13% | |||
| Return on Equity | 9.32% | |||