Southern First Bank
| Weiss Ratings |
Southern First Bank
Greenville, SC |
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| Rating | ||||
| Asset Quality Index | 8.20 | |||
| Capitalization Index | 7.00 | |||
| Liquidity Index | 1.20 | |||
| Profitability Index | 3.00 | |||
| Stability Index | 6.40 | |||
| Company Info |
Southern First Bank
Greenville, SC |
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| FDIC Number | 35295 | |||
| Phone Number | (864) 679-9000 | |||
| Website | www.southernfirst.com | |||
| Asset Quality |
Southern First Bank
Greenville, SC |
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| 1-Year Asset Growth | 4.51% | |||
| 5-Year Asset Growth | 16.08% | |||
| 5-Year Charge-Offs to Average Loans | 0.03% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.26% | |||
| Non-Performing Loans to Capital | 2.63% | |||
| Non-Performing Loans to Loans | 0.29% | |||
| Balance Sheet |
Southern First Bank
Greenville, SC |
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| Total Assets | 4.29B | |||
| Total Deposits | 3.65B | |||
| Capital and Reserves |
Southern First Bank
Greenville, SC |
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| Capital | 358.54M | |||
| Leverage Ratio | 8.98 | |||
| Loan Loss Reserves to Loans | 1.10% | |||
| Risk-Based Capital Ratio | 12.63 | |||
| Liquidity |
Southern First Bank
Greenville, SC |
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| Hot Money Ratio | 9.04% | |||
| Liquidity Ratio | 11.32% | |||
| Profitability |
Southern First Bank
Greenville, SC |
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| 5-Year Return on Average Assets | 0.88% | |||
| Net Income | 5.68M | |||
| Net Interest Spread | 2.43% | |||
| Operating Profit to Average Assets | 0.72% | |||
| Overhead Efficiency Ratio | 69.67% | |||
| Return on Assets | 0.55% | |||
| Return on Equity | 6.40% | |||