Southern First Bank
| Weiss Ratings |
Southern First Bank
Greenville, SC |
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| Rating | ||||
| Asset Quality Index | 7.70 | |||
| Capitalization Index | 7.10 | |||
| Liquidity Index | 0.80 | |||
| Profitability Index | 4.00 | |||
| Stability Index | 6.80 | |||
| Company Info |
Southern First Bank
Greenville, SC |
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| FDIC Number | 35295 | |||
| Phone Number | (864) 679-9000 | |||
| Website | www.southernfirst.com | |||
| Asset Quality |
Southern First Bank
Greenville, SC |
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| 1-Year Asset Growth | 7.74% | |||
| 5-Year Asset Growth | 15.51% | |||
| 5-Year Charge-Offs to Average Loans | 0.03% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.48% | |||
| Non-Performing Loans to Capital | 3.95% | |||
| Non-Performing Loans to Loans | 0.54% | |||
| Balance Sheet |
Southern First Bank
Greenville, SC |
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| Total Assets | 4.41B | |||
| Total Deposits | 3.73B | |||
| Capital and Reserves |
Southern First Bank
Greenville, SC |
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| Capital | 387.47M | |||
| Leverage Ratio | 9.06 | |||
| Loan Loss Reserves to Loans | 1.10% | |||
| Risk-Based Capital Ratio | 12.85 | |||
| Liquidity |
Southern First Bank
Greenville, SC |
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| Hot Money Ratio | 10.78% | |||
| Liquidity Ratio | 9.94% | |||
| Profitability |
Southern First Bank
Greenville, SC |
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| 5-Year Return on Average Assets | 0.88% | |||
| Net Income | 32.05M | |||
| Net Interest Spread | 2.63% | |||
| Operating Profit to Average Assets | 0.98% | |||
| Overhead Efficiency Ratio | 62.87% | |||
| Return on Assets | 0.75% | |||
| Return on Equity | 8.72% | |||