B
BHM Bank
Rating Date
August 2026
Risk Based
Capital Ratio
19.80
Leverage
Ratio
13.61
Return On
Assets
-3.96%
Total
Assets
17.40M
Capital
2.39M
Total
Deposits
14.25M
Net
Income
-353.00K
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Weiss Ratings BHM Bank
Birmingham, AL 		Click to
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Rating B
Asset Quality Index 1.30
Capitalization Index 10.00
Liquidity Index 2.30
Profitability Index 0.00
Stability Index 4.90
Company Info BHM Bank
Birmingham, AL 		Click to
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FDIC Number 35314
Phone Number (205) 558-4600
Website www.bhm.bank
Asset Quality BHM Bank
Birmingham, AL 		Click to
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1-Year Asset Growth -7.75%
5-Year Asset Growth 2.69%
5-Year Charge-Offs to Average Loans 0.43%
Charge-Offs to Average Loans 0.48%
Non-Performing Assets to Assets 6.07%
Non-Performing Loans to Capital 39.89%
Non-Performing Loans to Loans 9.48%
Balance Sheet BHM Bank
Birmingham, AL 		Click to
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Total Assets 17.40M
Total Deposits 14.25M
Capital and Reserves BHM Bank
Birmingham, AL 		Click to
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Capital 2.39M
Leverage Ratio 13.61
Loan Loss Reserves to Loans 1.33%
Risk-Based Capital Ratio 19.80
Liquidity BHM Bank
Birmingham, AL 		Click to
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Hot Money Ratio 39.83%
Liquidity Ratio 29.98%
Profitability BHM Bank
Birmingham, AL 		Click to
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5-Year Return on Average Assets -3.10%
Net Income -353.00K
Net Interest Spread 3.83%
Operating Profit to Average Assets -3.96%
Overhead Efficiency Ratio 157.87%
Return on Assets -3.96%
Return on Equity -27.89%