| Weiss Ratings |
Georgia Community Bank
Albany, GA |
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| Rating | ||||
| Asset Quality Index | 7.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 1.80 | |||
| Profitability Index | 6.50 | |||
| Stability Index | 5.00 | |||
| Company Info |
Georgia Community Bank
Albany, GA |
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| FDIC Number | 35320 | |||
| Phone Number | (229) 995-8400 | |||
| Website | www.gcb.bank | |||
| Asset Quality |
Georgia Community Bank
Albany, GA |
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| 1-Year Asset Growth | -0.59% | |||
| 5-Year Asset Growth | 3.34% | |||
| 5-Year Charge-Offs to Average Loans | 0.17% | |||
| Charge-Offs to Average Loans | 0.05% | |||
| Non-Performing Assets to Assets | 1.04% | |||
| Non-Performing Loans to Capital | 4.08% | |||
| Non-Performing Loans to Loans | 1.47% | |||
| Balance Sheet |
Georgia Community Bank
Albany, GA |
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| Total Assets | 381.98M | |||
| Total Deposits | 332.30M | |||
| Capital and Reserves |
Georgia Community Bank
Albany, GA |
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| Capital | 47.14M | |||
| Leverage Ratio | 13.02 | |||
| Loan Loss Reserves to Loans | 1.20% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Georgia Community Bank
Albany, GA |
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| Hot Money Ratio | 25.75% | |||
| Liquidity Ratio | 9.48% | |||
| Profitability |
Georgia Community Bank
Albany, GA |
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| 5-Year Return on Average Assets | 1.27% | |||
| Net Income | 1.52M | |||
| Net Interest Spread | 4.60% | |||
| Operating Profit to Average Assets | 1.57% | |||
| Overhead Efficiency Ratio | 62.86% | |||
| Return on Assets | 1.57% | |||
| Return on Equity | 13.08% | |||