| Weiss Ratings |
Georgia Community Bank
Albany, GA |
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| Rating | ||||
| Asset Quality Index | 8.30 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 1.40 | |||
| Profitability Index | 7.80 | |||
| Stability Index | 5.00 | |||
| Company Info |
Georgia Community Bank
Albany, GA |
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| FDIC Number | 35320 | |||
| Phone Number | (229) 995-8400 | |||
| Website | www.gcb.bank | |||
| Asset Quality |
Georgia Community Bank
Albany, GA |
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| 1-Year Asset Growth | -2.76% | |||
| 5-Year Asset Growth | 3.34% | |||
| 5-Year Charge-Offs to Average Loans | 0.17% | |||
| Charge-Offs to Average Loans | 0.12% | |||
| Non-Performing Assets to Assets | 0.62% | |||
| Non-Performing Loans to Capital | 2.44% | |||
| Non-Performing Loans to Loans | 0.86% | |||
| Balance Sheet |
Georgia Community Bank
Albany, GA |
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| Total Assets | 366.99M | |||
| Total Deposits | 315.31M | |||
| Capital and Reserves |
Georgia Community Bank
Albany, GA |
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| Capital | 48.52M | |||
| Leverage Ratio | 13.55 | |||
| Loan Loss Reserves to Loans | 1.25% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Georgia Community Bank
Albany, GA |
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| Hot Money Ratio | 27.50% | |||
| Liquidity Ratio | 9.83% | |||
| Profitability |
Georgia Community Bank
Albany, GA |
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| 5-Year Return on Average Assets | 1.27% | |||
| Net Income | 5.16M | |||
| Net Interest Spread | 4.91% | |||
| Operating Profit to Average Assets | 1.81% | |||
| Overhead Efficiency Ratio | 60.55% | |||
| Return on Assets | 1.81% | |||
| Return on Equity | 14.62% | |||