| Weiss Ratings |
Georgia Community Bank
Albany, GA |
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| Rating | ||||
| Asset Quality Index | 6.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.00 | |||
| Profitability Index | 7.70 | |||
| Stability Index | 5.00 | |||
| Company Info |
Georgia Community Bank
Albany, GA |
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| FDIC Number | 35320 | |||
| Phone Number | (229) 995-8400 | |||
| Website | www.gcb.bank | |||
| Asset Quality |
Georgia Community Bank
Albany, GA |
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| 1-Year Asset Growth | 0.30% | |||
| 5-Year Asset Growth | -0.14% | |||
| 5-Year Charge-Offs to Average Loans | 0.17% | |||
| Charge-Offs to Average Loans | 0.09% | |||
| Non-Performing Assets to Assets | 1.17% | |||
| Non-Performing Loans to Capital | 6.76% | |||
| Non-Performing Loans to Loans | 1.67% | |||
| Balance Sheet |
Georgia Community Bank
Albany, GA |
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| Total Assets | 374.99M | |||
| Total Deposits | 321.65M | |||
| Capital and Reserves |
Georgia Community Bank
Albany, GA |
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| Capital | 50.25M | |||
| Leverage Ratio | 13.67 | |||
| Loan Loss Reserves to Loans | 1.26% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Georgia Community Bank
Albany, GA |
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| Hot Money Ratio | 28.30% | |||
| Liquidity Ratio | 15.44% | |||
| Profitability |
Georgia Community Bank
Albany, GA |
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| 5-Year Return on Average Assets | 1.41% | |||
| Net Income | 3.43M | |||
| Net Interest Spread | 4.85% | |||
| Operating Profit to Average Assets | 1.78% | |||
| Overhead Efficiency Ratio | 62.13% | |||
| Return on Assets | 1.78% | |||
| Return on Equity | 13.55% | |||