C
Finwise Bank
MurrayUT
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Finwise Bank
Murray, UT
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Rating C
Asset Quality Index 3.30
Capitalization Index 10.00
Liquidity Index 0.10
Profitability Index 9.50
Stability Index 8.70
Company Info Finwise Bank
Murray, UT
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FDIC Number 35323
Phone Number (801) 545-6030
Website www.finwise.bank
Asset Quality Finwise Bank
Murray, UT
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1-Year Asset Growth 37.19%
5-Year Asset Growth 65.76%
5-Year Charge-Offs to Average Loans 2.62%
Charge-Offs to Average Loans 1.69%
Non-Performing Assets to Assets 2.39%
Non-Performing Loans to Capital 11.97%
Non-Performing Loans to Loans 6.09%
Balance Sheet Finwise Bank
Murray, UT
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Total Assets 833.14M
Total Deposits 663.53M
Capital and Reserves Finwise Bank
Murray, UT
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Capital 147.96M
Leverage Ratio 17.97
Loan Loss Reserves to Loans 2.42%
Risk-Based Capital Ratio --
Liquidity Finwise Bank
Murray, UT
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Hot Money Ratio 5.41%
Liquidity Ratio 13.15%
Profitability Finwise Bank
Murray, UT
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5-Year Return on Average Assets 5.80%
Net Income 7.94M
Net Interest Spread 7.90%
Operating Profit to Average Assets 2.80%
Overhead Efficiency Ratio 58.61%
Return on Assets 2.05%
Return on Equity 11.04%