C
Finwise Bank
MurrayUT
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Finwise Bank
Murray, UT
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Rating C
Asset Quality Index 3.40
Capitalization Index 10.00
Liquidity Index 0.20
Profitability Index 9.80
Stability Index 8.70
Company Info Finwise Bank
Murray, UT
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FDIC Number 35323
Phone Number (801) 545-6030
Website www.finwise.bank
Asset Quality Finwise Bank
Murray, UT
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1-Year Asset Growth 33.85%
5-Year Asset Growth 65.76%
5-Year Charge-Offs to Average Loans 2.62%
Charge-Offs to Average Loans 1.75%
Non-Performing Assets to Assets 2.37%
Non-Performing Loans to Capital 11.03%
Non-Performing Loans to Loans 6.19%
Balance Sheet Finwise Bank
Murray, UT
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Total Assets 898.79M
Total Deposits 719.23M
Capital and Reserves Finwise Bank
Murray, UT
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Capital 153.30M
Leverage Ratio 17.19
Loan Loss Reserves to Loans 3.60%
Risk-Based Capital Ratio --
Liquidity Finwise Bank
Murray, UT
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Hot Money Ratio 4.93%
Liquidity Ratio 14.17%
Profitability Finwise Bank
Murray, UT
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5-Year Return on Average Assets 5.80%
Net Income 13.23M
Net Interest Spread 8.29%
Operating Profit to Average Assets 2.94%
Overhead Efficiency Ratio 51.68%
Return on Assets 2.19%
Return on Equity 12.08%