C
Finwise Bank
Murray,  UT
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Finwise Bank
Murray, UT
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Rating C
Asset Quality Index 3.60
Capitalization Index 10.00
Liquidity Index 0.10
Profitability Index 8.20
Stability Index 8.70
Company Info Finwise Bank
Murray, UT
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FDIC Number 35323
Phone Number (801) 545-6030
Website www.finwise.bank
Asset Quality Finwise Bank
Murray, UT
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1-Year Asset Growth 9.88%
5-Year Asset Growth 41.52%
5-Year Charge-Offs to Average Loans 2.73%
Charge-Offs to Average Loans 6.36%
Non-Performing Assets to Assets 2.09%
Non-Performing Loans to Capital 9.15%
Non-Performing Loans to Loans 5.17%
Balance Sheet Finwise Bank
Murray, UT
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Total Assets 915.48M
Total Deposits 722.98M
Capital and Reserves Finwise Bank
Murray, UT
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Capital 164.09M
Leverage Ratio 18.05
Loan Loss Reserves to Loans 6.43%
Risk-Based Capital Ratio --
Liquidity Finwise Bank
Murray, UT
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Hot Money Ratio 8.41%
Liquidity Ratio 12.46%
Profitability Finwise Bank
Murray, UT
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5-Year Return on Average Assets 5.31%
Net Income 6.55M
Net Interest Spread 13.10%
Operating Profit to Average Assets 1.94%
Overhead Efficiency Ratio 56.77%
Return on Assets 1.43%
Return on Equity 8.13%