Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.6 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 19.0 and a capital leverage ratio of 12.7. A current level of 0.0 percent of nonperforming loans to core capital combined with 1.1 percent from a year earlier contributes to the Excellent asset quality (7.0).
Asset Mix:
Comm re (36%), cash (8%), home mtgs (5%), securities (2%), comm loans (1%), consumer loans (0%), other (48%)
States with Branches:
CA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
DMG Bancshares, Inc.
Investment Rating
--
Address
2 Park Plaza
Irvine, CA 92614
Irvine, CA 92614
Phone Number
(800) 735-2465
Year Founded
2001
FDIC Number
Website
Largest Affiliates
No affiliate information available.