A
California First National Bank
IrvineCA
Data as of
December 31, 2021
Risk Based
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Major Rating Factors: Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 53.6 and a capital leverage ratio of 26.8. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (9.4 on a scale of 0 to 10).
Other Rating Factors: A current level of 0.0 percent of nonperforming loans to core capital combined with 0.0 percent from a year earlier contributes to the Excellent asset quality (9.1).
Asset Mix: Cash (58%), home mtgs (4%), securities (3%), consumer loans (2%), comm re (1%), other (32%)
States with Branches: CA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
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5-Year ROAA (Return on Average Assets)
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Liquidity Ratio
Hot Money
Corporate Info
Group Affiliation
DMG Bancshares, Inc.
Investment Rating
--
Address
Four Executive Circle
Irvine, CA 92614
Phone Number
(800) 735-2465
Year Founded
2001
FDIC Number
Largest Affiliates
No affiliate information available.
Weiss Ratings