| Weiss Ratings |
Liberty Bank, N.A.
Irvine, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 7.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.20 | |||
| Profitability Index | 0.00 | |||
| Stability Index | 5.60 | |||
| Company Info |
Liberty Bank, N.A.
Irvine, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 35331 | |||
| Phone Number | (800) 735-2465 | |||
| Website | www.libertybk.com | |||
| Asset Quality |
Liberty Bank, N.A.
Irvine, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | -7.69% | |||
| 5-Year Asset Growth | 61.89% | |||
| 5-Year Charge-Offs to Average Loans | 0.04% | |||
| Charge-Offs to Average Loans | 0.02% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.01% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
Liberty Bank, N.A.
Irvine, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 442.00M | |||
| Total Deposits | 381.07M | |||
| Capital and Reserves |
Liberty Bank, N.A.
Irvine, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 57.99M | |||
| Leverage Ratio | 13.60 | |||
| Loan Loss Reserves to Loans | 1.16% | |||
| Risk-Based Capital Ratio | 19.78 | |||
| Liquidity |
Liberty Bank, N.A.
Irvine, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 18.25% | |||
| Liquidity Ratio | 21.38% | |||
| Profitability |
Liberty Bank, N.A.
Irvine, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | -1.10% | |||
| Net Income | -5.54M | |||
| Net Interest Spread | 2.88% | |||
| Operating Profit to Average Assets | -1.28% | |||
| Overhead Efficiency Ratio | 145.21% | |||
| Return on Assets | -1.28% | |||
| Return on Equity | -9.20% | |||