| Weiss Ratings |
Liberty Bank N.A.
Irvine, CA |
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| Rating | ||||
| Asset Quality Index | 7.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.20 | |||
| Profitability Index | 0.00 | |||
| Stability Index | 5.60 | |||
| Company Info |
Liberty Bank N.A.
Irvine, CA |
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| FDIC Number | 35331 | |||
| Phone Number | (800) 735-2465 | |||
| Website | www.libertybk.com | |||
| Asset Quality |
Liberty Bank N.A.
Irvine, CA |
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| 1-Year Asset Growth | -6.88% | |||
| 5-Year Asset Growth | 61.89% | |||
| 5-Year Charge-Offs to Average Loans | 0.04% | |||
| Charge-Offs to Average Loans | -0.01% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.01% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
Liberty Bank N.A.
Irvine, CA |
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| Total Assets | 399.18M | |||
| Total Deposits | 336.27M | |||
| Capital and Reserves |
Liberty Bank N.A.
Irvine, CA |
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| Capital | 57.05M | |||
| Leverage Ratio | 14.44 | |||
| Loan Loss Reserves to Loans | 1.20% | |||
| Risk-Based Capital Ratio | 20.63 | |||
| Liquidity |
Liberty Bank N.A.
Irvine, CA |
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| Hot Money Ratio | 25.22% | |||
| Liquidity Ratio | 17.84% | |||
| Profitability |
Liberty Bank N.A.
Irvine, CA |
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| 5-Year Return on Average Assets | -1.98% | |||
| Net Income | -907.00K | |||
| Net Interest Spread | 3.34% | |||
| Operating Profit to Average Assets | -0.45% | |||
| Overhead Efficiency Ratio | 114.98% | |||
| Return on Assets | -0.45% | |||
| Return on Equity | -3.15% | |||