D
Oak Bank
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Oak Bank
Fitchburg, WI
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Rating D
Asset Quality Index 7.00
Capitalization Index 10.00
Liquidity Index 0.10
Profitability Index 5.10
Stability Index 3.70
Company Info Oak Bank
Fitchburg, WI
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FDIC Number 35333
Phone Number (608) 441-6000
Website www.oak.bank
Asset Quality Oak Bank
Fitchburg, WI
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1-Year Asset Growth -1.81%
5-Year Asset Growth 9.35%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.33%
Non-Performing Loans to Capital 2.61%
Non-Performing Loans to Loans 0.41%
Balance Sheet Oak Bank
Fitchburg, WI
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Total Assets 464.06M
Total Deposits 403.74M
Capital and Reserves Oak Bank
Fitchburg, WI
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Capital 46.88M
Leverage Ratio 11.23
Loan Loss Reserves to Loans 1.58%
Risk-Based Capital Ratio 15.88
Liquidity Oak Bank
Fitchburg, WI
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Hot Money Ratio 32.95%
Liquidity Ratio 7.13%
Profitability Oak Bank
Fitchburg, WI
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5-Year Return on Average Assets 1.08%
Net Income 1.26M
Net Interest Spread 3.27%
Operating Profit to Average Assets 1.31%
Overhead Efficiency Ratio 60.24%
Return on Assets 1.07%
Return on Equity 10.79%