C
Five Star Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Five Star Bank
Roseville, CA
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Rating C
Asset Quality Index 6.80
Capitalization Index 10.00
Liquidity Index 0.60
Profitability Index 8.40
Stability Index 3.70
Company Info Five Star Bank
Roseville, CA
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FDIC Number 35361
Phone Number (916) 626-5000
Website www.fivestarbank.com
Asset Quality Five Star Bank
Roseville, CA
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1-Year Asset Growth 19.38%
5-Year Asset Growth 34.78%
5-Year Charge-Offs to Average Loans 0.09%
Charge-Offs to Average Loans 0.10%
Non-Performing Assets to Assets 0.05%
Non-Performing Loans to Capital 0.40%
Non-Performing Loans to Loans 0.05%
Balance Sheet Five Star Bank
Roseville, CA
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Total Assets 4.64B
Total Deposits 4.11B
Capital and Reserves Five Star Bank
Roseville, CA
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Capital 486.12M
Leverage Ratio 11.01
Loan Loss Reserves to Loans 1.08%
Risk-Based Capital Ratio 13.15
Liquidity Five Star Bank
Roseville, CA
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Hot Money Ratio 9.89%
Liquidity Ratio 14.15%
Profitability Five Star Bank
Roseville, CA
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5-Year Return on Average Assets 1.77%
Net Income 48.24M
Net Interest Spread 3.63%
Operating Profit to Average Assets 2.07%
Overhead Efficiency Ratio 38.50%
Return on Assets 1.50%
Return on Equity 13.73%