| Weiss Ratings |
Bank of Oak Ridge
Oak Ridge, NC |
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| Rating | ||||
| Asset Quality Index | 3.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.70 | |||
| Profitability Index | 6.20 | |||
| Stability Index | 8.00 | |||
| Company Info |
Bank of Oak Ridge
Oak Ridge, NC |
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| FDIC Number | 35365 | |||
| Phone Number | (336) 644-9944 | |||
| Website | www.bankofoakridge.com | |||
| Asset Quality |
Bank of Oak Ridge
Oak Ridge, NC |
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| 1-Year Asset Growth | 4.27% | |||
| 5-Year Asset Growth | 8.03% | |||
| 5-Year Charge-Offs to Average Loans | 0.05% | |||
| Charge-Offs to Average Loans | 0.18% | |||
| Non-Performing Assets to Assets | 2.94% | |||
| Non-Performing Loans to Capital | 15.39% | |||
| Non-Performing Loans to Loans | 3.80% | |||
| Balance Sheet |
Bank of Oak Ridge
Oak Ridge, NC |
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| Total Assets | 679.09M | |||
| Total Deposits | 546.88M | |||
| Capital and Reserves |
Bank of Oak Ridge
Oak Ridge, NC |
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| Capital | 76.85M | |||
| Leverage Ratio | 11.49 | |||
| Loan Loss Reserves to Loans | 1.19% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Bank of Oak Ridge
Oak Ridge, NC |
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| Hot Money Ratio | 25.08% | |||
| Liquidity Ratio | 14.72% | |||
| Profitability |
Bank of Oak Ridge
Oak Ridge, NC |
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| 5-Year Return on Average Assets | 1.13% | |||
| Net Income | 6.34M | |||
| Net Interest Spread | 4.28% | |||
| Operating Profit to Average Assets | 1.62% | |||
| Overhead Efficiency Ratio | 59.38% | |||
| Return on Assets | 1.26% | |||
| Return on Equity | 11.44% | |||