| Weiss Ratings |
Bank of Oak Ridge
Oak Ridge, NC |
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| Rating | ||||
| Asset Quality Index | 3.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.60 | |||
| Profitability Index | 6.10 | |||
| Stability Index | 7.90 | |||
| Company Info |
Bank of Oak Ridge
Oak Ridge, NC |
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| FDIC Number | 35365 | |||
| Phone Number | (336) 644-9944 | |||
| Website | www.bankofoakridge.com | |||
| Asset Quality |
Bank of Oak Ridge
Oak Ridge, NC |
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| 1-Year Asset Growth | 4.33% | |||
| 5-Year Asset Growth | 8.03% | |||
| 5-Year Charge-Offs to Average Loans | 0.05% | |||
| Charge-Offs to Average Loans | 0.07% | |||
| Non-Performing Assets to Assets | 2.74% | |||
| Non-Performing Loans to Capital | 14.31% | |||
| Non-Performing Loans to Loans | 3.45% | |||
| Balance Sheet |
Bank of Oak Ridge
Oak Ridge, NC |
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| Total Assets | 674.72M | |||
| Total Deposits | 551.27M | |||
| Capital and Reserves |
Bank of Oak Ridge
Oak Ridge, NC |
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| Capital | 74.44M | |||
| Leverage Ratio | 11.21 | |||
| Loan Loss Reserves to Loans | 1.11% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Bank of Oak Ridge
Oak Ridge, NC |
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| Hot Money Ratio | 27.35% | |||
| Liquidity Ratio | 18.98% | |||
| Profitability |
Bank of Oak Ridge
Oak Ridge, NC |
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| 5-Year Return on Average Assets | 1.13% | |||
| Net Income | 4.24M | |||
| Net Interest Spread | 4.22% | |||
| Operating Profit to Average Assets | 1.63% | |||
| Overhead Efficiency Ratio | 60.65% | |||
| Return on Assets | 1.26% | |||
| Return on Equity | 11.61% | |||