| Weiss Ratings |
Bank of Oak Ridge
Oak Ridge, NC |
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| Rating | ||||
| Asset Quality Index | 4.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.80 | |||
| Profitability Index | 5.90 | |||
| Stability Index | 8.60 | |||
| Company Info |
Bank of Oak Ridge
Oak Ridge, NC |
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| FDIC Number | 35365 | |||
| Phone Number | (336) 644-9944 | |||
| Website | www.bankofoakridge.com | |||
| Asset Quality |
Bank of Oak Ridge
Oak Ridge, NC |
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| 1-Year Asset Growth | -2.46% | |||
| 5-Year Asset Growth | 4.52% | |||
| 5-Year Charge-Offs to Average Loans | 0.06% | |||
| Charge-Offs to Average Loans | 0.11% | |||
| Non-Performing Assets to Assets | 1.90% | |||
| Non-Performing Loans to Capital | 8.39% | |||
| Non-Performing Loans to Loans | 3.73% | |||
| Balance Sheet |
Bank of Oak Ridge
Oak Ridge, NC |
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| Total Assets | 658.11M | |||
| Total Deposits | 509.60M | |||
| Capital and Reserves |
Bank of Oak Ridge
Oak Ridge, NC |
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| Capital | 82.43M | |||
| Leverage Ratio | 12.53 | |||
| Loan Loss Reserves to Loans | 1.28% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Bank of Oak Ridge
Oak Ridge, NC |
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| Hot Money Ratio | 17.54% | |||
| Liquidity Ratio | 12.53% | |||
| Profitability |
Bank of Oak Ridge
Oak Ridge, NC |
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| 5-Year Return on Average Assets | 1.24% | |||
| Net Income | 4.04M | |||
| Net Interest Spread | 4.38% | |||
| Operating Profit to Average Assets | 1.56% | |||
| Overhead Efficiency Ratio | 62.14% | |||
| Return on Assets | 1.23% | |||
| Return on Equity | 10.01% | |||