C
Chino Commercial Bank, National Association
Chino,  CA
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
12.16
Return On
Assets
1.47%
Total
Assets
487.49M
Capital
52.74M
Total
Deposits
392.43M
Net
Income
4.90M
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Weiss Ratings Chino Commercial Bank, National Association
Chino, CA 		Click to
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Rating C
Asset Quality Index 7.40
Capitalization Index 8.90
Liquidity Index 1.10
Profitability Index 7.90
Stability Index 4.30
Company Info Chino Commercial Bank, National Association
Chino, CA 		Click to
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FDIC Number 35366
Phone Number (909) 393-8880
Website www.chinocommercialbank.com
Asset Quality Chino Commercial Bank, National Association
Chino, CA 		Click to
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1-Year Asset Growth 5.08%
5-Year Asset Growth 20.66%
5-Year Charge-Offs to Average Loans -0.05%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.17%
Non-Performing Loans to Capital 1.40%
Non-Performing Loans to Loans 0.40%
Balance Sheet Chino Commercial Bank, National Association
Chino, CA 		Click to
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Total Assets 487.49M
Total Deposits 392.43M
Capital and Reserves Chino Commercial Bank, National Association
Chino, CA 		Click to
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Capital 52.74M
Leverage Ratio 12.16
Loan Loss Reserves to Loans 2.21%
Risk-Based Capital Ratio --
Liquidity Chino Commercial Bank, National Association
Chino, CA 		Click to
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Hot Money Ratio 1.86%
Liquidity Ratio 21.00%
Profitability Chino Commercial Bank, National Association
Chino, CA 		Click to
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5-Year Return on Average Assets 1.16%
Net Income 4.90M
Net Interest Spread 3.75%
Operating Profit to Average Assets 2.06%
Overhead Efficiency Ratio 53.46%
Return on Assets 1.47%
Return on Equity 12.95%