C
Chino Commercial Bank, National Association
Chino,  CA
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
12.08
Return On
Assets
1.45%
Total
Assets
481.60M
Capital
51.02M
Total
Deposits
378.80M
Net
Income
3.20M
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Weiss Ratings Chino Commercial Bank, National Association
Chino, CA 		Click to
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Rating C
Asset Quality Index 7.20
Capitalization Index 7.40
Liquidity Index 0.80
Profitability Index 7.70
Stability Index 4.30
Company Info Chino Commercial Bank, National Association
Chino, CA 		Click to
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FDIC Number 35366
Phone Number (909) 393-8880
Website www.chinocommercialbank.com
Asset Quality Chino Commercial Bank, National Association
Chino, CA 		Click to
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1-Year Asset Growth 2.99%
5-Year Asset Growth 20.66%
5-Year Charge-Offs to Average Loans -0.05%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.17%
Non-Performing Loans to Capital 1.45%
Non-Performing Loans to Loans 0.41%
Balance Sheet Chino Commercial Bank, National Association
Chino, CA 		Click to
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Total Assets 481.60M
Total Deposits 378.80M
Capital and Reserves Chino Commercial Bank, National Association
Chino, CA 		Click to
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Capital 51.02M
Leverage Ratio 12.08
Loan Loss Reserves to Loans 2.25%
Risk-Based Capital Ratio --
Liquidity Chino Commercial Bank, National Association
Chino, CA 		Click to
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Hot Money Ratio 2.02%
Liquidity Ratio 18.95%
Profitability Chino Commercial Bank, National Association
Chino, CA 		Click to
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5-Year Return on Average Assets 1.16%
Net Income 3.20M
Net Interest Spread 3.67%
Operating Profit to Average Assets 2.03%
Overhead Efficiency Ratio 53.77%
Return on Assets 1.45%
Return on Equity 12.86%