Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 58.5 and a capital leverage ratio of 16.1. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (9.7 on a scale of 0 to 10).
Other Rating Factors:
A current level of 0.0 percent of nonperforming loans to core capital combined with 5.8 percent from a year earlier contributes to the Excellent asset quality (9.3). Operating profits as a percentage of assets at 2.9%, coupled with a return on assets of 2.3 has resulted in Excellent (7.2) profitability.
Asset Mix:
Cash (73%), comm re (11%), securities (3%), comm loans (1%), home mtgs (0%), other (12%)
States with Branches:
NY
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Helios Bancorp, Inc.
Investment Rating
--
Address
680 Fifth Avenue
New York, NY 10019
New York, NY 10019
Phone Number
(212) 328-2555
Year Founded
2000
FDIC Number
Website
Largest Affiliates
No affiliate information available.
