Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 40.6 and a capital leverage ratio of 16.5. Operating profits as a percentage of assets at 3.5%, coupled with a return on assets of 3.0 has resulted in Excellent (9.3) profitability.
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (8.6 on a scale of 0 to 10). A current level of 0.0 percent of nonperforming loans to core capital combined with 12.2 percent from a year earlier contributes to the Excellent asset quality (7.6).
Asset Mix:
Cash (54%), securities (14%), comm re (11%), comm loans (1%), home mtgs (1%), consumer loans (0%), other (19%)
States with Branches:
NY
Corporate Info
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680 Fifth Avenue
New York, NY 10019
New York, NY 10019
(212) 328-2555
2000
Largest Affiliates
No affiliate information available.