Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 42.1 and a capital leverage ratio of 14.4. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (10.0 on a scale of 0 to 10).
Other Rating Factors:
A current level of 0.0 percent of nonperforming loans to core capital combined with 13.7 percent from a year earlier contributes to the Excellent asset quality (8.9). Good liquidity 5.4, driven by a liquidity ratio of 76.5 percent and a “hot money” ratio of 28.4 percent.
Asset Mix:
Cash (64%), comm re (19%), home mtgs (2%), comm loans (1%), securities (0%), other (14%)
States with Branches:
NY
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Helios Bancorp, Inc.
Investment Rating
--
Address
680 Fifth Avenue
New York, NY 10019
New York, NY 10019
Phone Number
(212) 328-2555
Year Founded
2000
FDIC Number
Website
Largest Affiliates
No affiliate information available.