D
United Trust Bank
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings United Trust Bank
Palos Heights, IL
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Rating D
Asset Quality Index 7.80
Capitalization Index 8.60
Liquidity Index 0.20
Profitability Index 5.40
Stability Index 3.70
Company Info United Trust Bank
Palos Heights, IL
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FDIC Number 35393
Phone Number (708) 728-9900
Website www.utbhome.com
Asset Quality United Trust Bank
Palos Heights, IL
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1-Year Asset Growth -2.09%
5-Year Asset Growth 66.96%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.64%
Non-Performing Loans to Capital 4.72%
Non-Performing Loans to Loans 0.77%
Balance Sheet United Trust Bank
Palos Heights, IL
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Total Assets 178.17M
Total Deposits 126.10M
Capital and Reserves United Trust Bank
Palos Heights, IL
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Capital 17.65M
Leverage Ratio 10.03
Loan Loss Reserves to Loans 0.69%
Risk-Based Capital Ratio 18.65
Liquidity United Trust Bank
Palos Heights, IL
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Hot Money Ratio 62.56%
Liquidity Ratio 14.76%
Profitability United Trust Bank
Palos Heights, IL
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5-Year Return on Average Assets 1.41%
Net Income 1.00M
Net Interest Spread 2.68%
Operating Profit to Average Assets 1.66%
Overhead Efficiency Ratio 88.92%
Return on Assets 1.16%
Return on Equity 12.13%