D
United Trust Bank
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings United Trust Bank
Palos Heights, IL
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Rating D
Asset Quality Index 8.70
Capitalization Index 7.50
Liquidity Index 0.20
Profitability Index 4.40
Stability Index 3.70
Company Info United Trust Bank
Palos Heights, IL
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FDIC Number 35393
Phone Number (708) 728-9900
Website www.utbhome.com
Asset Quality United Trust Bank
Palos Heights, IL
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1-Year Asset Growth 0.46%
5-Year Asset Growth 66.96%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.11%
Non-Performing Assets to Assets 0.12%
Non-Performing Loans to Capital 1.22%
Non-Performing Loans to Loans 0.14%
Balance Sheet United Trust Bank
Palos Heights, IL
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Total Assets 170.61M
Total Deposits 121.21M
Capital and Reserves United Trust Bank
Palos Heights, IL
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Capital 15.90M
Leverage Ratio 9.35
Loan Loss Reserves to Loans 0.64%
Risk-Based Capital Ratio 17.86
Liquidity United Trust Bank
Palos Heights, IL
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Hot Money Ratio 68.55%
Liquidity Ratio 14.46%
Profitability United Trust Bank
Palos Heights, IL
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5-Year Return on Average Assets 0.72%
Net Income 1.52M
Net Interest Spread 2.44%
Operating Profit to Average Assets 1.12%
Overhead Efficiency Ratio 92.18%
Return on Assets 0.91%
Return on Equity 10.01%