Yampa Valley Bank
Major Rating Factors:
A current level of 0.2 percent of nonperforming loans to core capital combined with 0.7 percent from a year earlier contributes to the Excellent asset quality (8.8). Operating profits as a percentage of assets at 1.8%, coupled with a return on assets of 1.8 has resulted in Excellent (7.4) profitability.
Other Rating Factors:
Excellent current capitalization (7.3 on a scale of 0 to 10) and a capital leverage ratio of 9.2. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.7 on a scale of 0 to 10).
Asset Mix:
Securities (23%), home mtgs (21%), comm re (19%), home eq lns (6%), comm loans (4%), cash (2%), consumer loans (1%), other (24%)
States with Branches:
CO
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Routt County Bancorporation, Inc.
Investment Rating
--
Address
600 South Lincoln Avenue
Steamboat Springs, CO 80487
Steamboat Springs, CO 80487
Phone Number
(970) 879-2993
Year Founded
2000
FDIC Number
Website
Largest Affiliates
No affiliate information available.