| Weiss Ratings |
American Community Bank & Trust
Woodstock, IL |
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| Rating | ||||
| Asset Quality Index | 8.50 | |||
| Capitalization Index | 9.60 | |||
| Liquidity Index | 3.50 | |||
| Profitability Index | 4.10 | |||
| Stability Index | 8.90 | |||
| Company Info |
American Community Bank & Trust
Woodstock, IL |
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| FDIC Number | 35412 | |||
| Phone Number | (815) 338-2300 | |||
| Website | www.amcombank.com | |||
| Asset Quality |
American Community Bank & Trust
Woodstock, IL |
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| 1-Year Asset Growth | -1.42% | |||
| 5-Year Asset Growth | 12.77% | |||
| 5-Year Charge-Offs to Average Loans | 0.04% | |||
| Charge-Offs to Average Loans | 0.76% | |||
| Non-Performing Assets to Assets | 0.11% | |||
| Non-Performing Loans to Capital | 0.99% | |||
| Non-Performing Loans to Loans | 0.17% | |||
| Balance Sheet |
American Community Bank & Trust
Woodstock, IL |
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| Total Assets | 1.09B | |||
| Total Deposits | 940.21M | |||
| Capital and Reserves |
American Community Bank & Trust
Woodstock, IL |
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| Capital | 113.44M | |||
| Leverage Ratio | 10.73 | |||
| Loan Loss Reserves to Loans | 1.30% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
American Community Bank & Trust
Woodstock, IL |
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| Hot Money Ratio | 13.82% | |||
| Liquidity Ratio | 33.34% | |||
| Profitability |
American Community Bank & Trust
Woodstock, IL |
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| 5-Year Return on Average Assets | 1.04% | |||
| Net Income | 7.34M | |||
| Net Interest Spread | 3.67% | |||
| Operating Profit to Average Assets | 1.25% | |||
| Overhead Efficiency Ratio | 52.03% | |||
| Return on Assets | 0.93% | |||
| Return on Equity | 8.82% | |||