| Weiss Ratings |
American Community Bank & Trust
Woodstock, IL |
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| Rating | ||||
| Asset Quality Index | 6.60 | |||
| Capitalization Index | 9.40 | |||
| Liquidity Index | 3.50 | |||
| Profitability Index | 6.90 | |||
| Stability Index | 8.30 | |||
| Company Info |
American Community Bank & Trust
Woodstock, IL |
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| FDIC Number | 35412 | |||
| Phone Number | (815) 338-2300 | |||
| Website | www.amcombank.com | |||
| Asset Quality |
American Community Bank & Trust
Woodstock, IL |
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| 1-Year Asset Growth | 12.53% | |||
| 5-Year Asset Growth | 9.00% | |||
| 5-Year Charge-Offs to Average Loans | 0.19% | |||
| Charge-Offs to Average Loans | -0.09% | |||
| Non-Performing Assets to Assets | 0.68% | |||
| Non-Performing Loans to Capital | 5.98% | |||
| Non-Performing Loans to Loans | 1.00% | |||
| Balance Sheet |
American Community Bank & Trust
Woodstock, IL |
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| Total Assets | 1.18B | |||
| Total Deposits | 1.01B | |||
| Capital and Reserves |
American Community Bank & Trust
Woodstock, IL |
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| Capital | 120.54M | |||
| Leverage Ratio | 10.61 | |||
| Loan Loss Reserves to Loans | 1.33% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
American Community Bank & Trust
Woodstock, IL |
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| Hot Money Ratio | 15.28% | |||
| Liquidity Ratio | 33.41% | |||
| Profitability |
American Community Bank & Trust
Woodstock, IL |
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| 5-Year Return on Average Assets | 1.04% | |||
| Net Income | 8.04M | |||
| Net Interest Spread | 3.87% | |||
| Operating Profit to Average Assets | 1.89% | |||
| Overhead Efficiency Ratio | 50.99% | |||
| Return on Assets | 1.40% | |||
| Return on Equity | 13.68% | |||