| Weiss Ratings |
American Community Bank & Trust
Woodstock, IL |
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| Rating | ||||
| Asset Quality Index | 8.60 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.70 | |||
| Profitability Index | 5.10 | |||
| Stability Index | 7.90 | |||
| Company Info |
American Community Bank & Trust
Woodstock, IL |
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| FDIC Number | 35412 | |||
| Phone Number | (815) 338-2300 | |||
| Website | www.amcombank.com | |||
| Asset Quality |
American Community Bank & Trust
Woodstock, IL |
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| 1-Year Asset Growth | -5.61% | |||
| 5-Year Asset Growth | 12.77% | |||
| 5-Year Charge-Offs to Average Loans | 0.04% | |||
| Charge-Offs to Average Loans | 0.08% | |||
| Non-Performing Assets to Assets | 0.12% | |||
| Non-Performing Loans to Capital | 1.01% | |||
| Non-Performing Loans to Loans | 0.18% | |||
| Balance Sheet |
American Community Bank & Trust
Woodstock, IL |
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| Total Assets | 1.04B | |||
| Total Deposits | 887.59M | |||
| Capital and Reserves |
American Community Bank & Trust
Woodstock, IL |
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| Capital | 110.83M | |||
| Leverage Ratio | 11.04 | |||
| Loan Loss Reserves to Loans | 1.21% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
American Community Bank & Trust
Woodstock, IL |
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| Hot Money Ratio | 14.47% | |||
| Liquidity Ratio | 35.76% | |||
| Profitability |
American Community Bank & Trust
Woodstock, IL |
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| 5-Year Return on Average Assets | 1.04% | |||
| Net Income | 3.15M | |||
| Net Interest Spread | 3.49% | |||
| Operating Profit to Average Assets | 1.65% | |||
| Overhead Efficiency Ratio | 51.91% | |||
| Return on Assets | 1.22% | |||
| Return on Equity | 11.61% | |||