C
United National Bank
CairoGA
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings United National Bank
Cairo, GA
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Rating C
Asset Quality Index 6.90
Capitalization Index 10.00
Liquidity Index 0.90
Profitability Index 8.70
Stability Index 4.30
Company Info United National Bank
Cairo, GA
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FDIC Number 35427
Phone Number (229) 377-7200
Website www.unbonline.com
Asset Quality United National Bank
Cairo, GA
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1-Year Asset Growth 11.76%
5-Year Asset Growth 6.53%
5-Year Charge-Offs to Average Loans 0.28%
Charge-Offs to Average Loans -0.02%
Non-Performing Assets to Assets 2.33%
Non-Performing Loans to Capital 5.46%
Non-Performing Loans to Loans 1.97%
Balance Sheet United National Bank
Cairo, GA
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Total Assets 306.04M
Total Deposits 254.01M
Capital and Reserves United National Bank
Cairo, GA
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Capital 44.17M
Leverage Ratio 14.84
Loan Loss Reserves to Loans 2.45%
Risk-Based Capital Ratio 23.09
Liquidity United National Bank
Cairo, GA
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Hot Money Ratio 28.84%
Liquidity Ratio 22.39%
Profitability United National Bank
Cairo, GA
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5-Year Return on Average Assets 1.49%
Net Income 2.24M
Net Interest Spread 4.98%
Operating Profit to Average Assets 2.04%
Overhead Efficiency Ratio 53.37%
Return on Assets 1.51%
Return on Equity 9.99%