OptimumBank
| Weiss Ratings |
OptimumBank
Fort Lauderdale, FL |
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| Rating | ||||
| Asset Quality Index | 7.30 | |||
| Capitalization Index | 9.30 | |||
| Liquidity Index | 0.20 | |||
| Profitability Index | 9.70 | |||
| Stability Index | 3.70 | |||
| Company Info |
OptimumBank
Fort Lauderdale, FL |
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| FDIC Number | 35430 | |||
| Phone Number | (954) 900-2850 | |||
| Website | www.optimumbank.com | |||
| Asset Quality |
OptimumBank
Fort Lauderdale, FL |
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| 1-Year Asset Growth | 38.80% | |||
| 5-Year Asset Growth | 74.62% | |||
| 5-Year Charge-Offs to Average Loans | 0.16% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.11% | |||
| Non-Performing Loans to Capital | 1.02% | |||
| Non-Performing Loans to Loans | 0.18% | |||
| Balance Sheet |
OptimumBank
Fort Lauderdale, FL |
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| Total Assets | 1.39B | |||
| Total Deposits | 1.22B | |||
| Capital and Reserves |
OptimumBank
Fort Lauderdale, FL |
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| Capital | 132.82M | |||
| Leverage Ratio | 10.54 | |||
| Loan Loss Reserves to Loans | 0.91% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
OptimumBank
Fort Lauderdale, FL |
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| Hot Money Ratio | 21.97% | |||
| Liquidity Ratio | 13.95% | |||
| Profitability |
OptimumBank
Fort Lauderdale, FL |
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| 5-Year Return on Average Assets | 1.46% | |||
| Net Income | 12.21M | |||
| Net Interest Spread | 4.44% | |||
| Operating Profit to Average Assets | 2.58% | |||
| Overhead Efficiency Ratio | 47.15% | |||
| Return on Assets | 1.94% | |||
| Return on Equity | 19.34% | |||