OptimumBank
| Weiss Ratings |
OptimumBank
Fort Lauderdale, FL |
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| Rating | ||||
| Asset Quality Index | 6.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.70 | |||
| Profitability Index | 8.40 | |||
| Stability Index | 4.30 | |||
| Company Info |
OptimumBank
Fort Lauderdale, FL |
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| FDIC Number | 35430 | |||
| Phone Number | (954) 900-2850 | |||
| Website | www.optimumbank.com | |||
| Asset Quality |
OptimumBank
Fort Lauderdale, FL |
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| 1-Year Asset Growth | 11.06% | |||
| 5-Year Asset Growth | 127.38% | |||
| 5-Year Charge-Offs to Average Loans | 0.33% | |||
| Charge-Offs to Average Loans | 0.06% | |||
| Non-Performing Assets to Assets | 0.32% | |||
| Non-Performing Loans to Capital | 2.56% | |||
| Non-Performing Loans to Loans | 0.41% | |||
| Balance Sheet |
OptimumBank
Fort Lauderdale, FL |
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| Total Assets | 998.91M | |||
| Total Deposits | 879.97M | |||
| Capital and Reserves |
OptimumBank
Fort Lauderdale, FL |
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| Capital | 110.83M | |||
| Leverage Ratio | 11.89 | |||
| Loan Loss Reserves to Loans | 1.19% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
OptimumBank
Fort Lauderdale, FL |
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| Hot Money Ratio | 21.38% | |||
| Liquidity Ratio | 23.29% | |||
| Profitability |
OptimumBank
Fort Lauderdale, FL |
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| 5-Year Return on Average Assets | 1.10% | |||
| Net Income | 8.21M | |||
| Net Interest Spread | 4.13% | |||
| Operating Profit to Average Assets | 2.28% | |||
| Overhead Efficiency Ratio | 47.55% | |||
| Return on Assets | 1.70% | |||
| Return on Equity | 15.40% | |||