Bank of Brookhaven
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 18.6 and a capital leverage ratio of 12.0. A current level of 0.1 percent of nonperforming loans to core capital combined with 0.0 percent from a year earlier contributes to the Excellent asset quality (8.6).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.4 on a scale of 0 to 10). Operating profits as a percentage of assets at 1.4%, coupled with a return on assets of 1.2 has resulted in Fair (3.4) profitability.
Asset Mix:
Securities (35%), comm re (23%), home mtgs (11%), comm loans (5%), cash (3%), consumer loans (2%), home eq lns (1%), other (21%)
States with Branches:
MS
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Haven Capital Corporation
Investment Rating
--
Address
411 Brookway Boulevard
Brookhaven, MS 39601
Brookhaven, MS 39601
Phone Number
(601) 835-3033
Year Founded
2000
FDIC Number
Website
Largest Affiliates
No affiliate information available.