Four Corners Community Bank
Major Rating Factors:
Excellent current capitalization (8.4 on a scale of 0 to 10) and a capital leverage ratio of 9.9. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.6 on a scale of 0 to 10).
Other Rating Factors:
Operating profits as a percentage of assets at 1.6%, coupled with a return on assets of 1.6 has resulted in Excellent (7.1) profitability. A current level of 15.0 percent of nonperforming loans to core capital combined with 18.2 percent from a year earlier contributes to the Weak asset quality (3.0).
Asset Mix:
Comm re (28%), securities (25%), comm loans (13%), consumer loans (9%), home mtgs (5%), cash (4%), other (16%)
States with Branches:
CO, NM
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Mesa West Bancorp
Investment Rating
--
Address
500 West Main Street
Farmington, NM 87401
Farmington, NM 87401
Phone Number
(505) 327-3222
Year Founded
2000
FDIC Number
Website
Largest Affiliates
No affiliate information available.