Four Corners Community Bank
Major Rating Factors:
Operating profits as a percentage of assets at 2.1%, coupled with a return on assets of 2.1 has resulted in Excellent (8.0) profitability. Excellent current capitalization (7.9 on a scale of 0 to 10) and a capital leverage ratio of 9.6.
Other Rating Factors:
A current level of 2.2 percent of nonperforming loans to core capital combined with 17.3 percent from a year earlier contributes to the Good asset quality (5.1). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (5.0 on a scale of 0 to 10).
Asset Mix:
Comm re (32%), securities (24%), comm loans (13%), consumer loans (8%), home mtgs (5%), cash (4%), other (14%)
States with Branches:
CO, NM
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Mesa West Bancorp
Investment Rating
--
Address
500 West Main Street
Farmington, NM 87401
Farmington, NM 87401
Phone Number
(505) 327-3222
Year Founded
2000
FDIC Number
Website
Largest Affiliates
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