C
Citizens Bank of Cumberland County, Inc.
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
12.25
Return On
Assets
2.04%
Total
Assets
94.88M
Capital
11.61M
Total
Deposits
80.46M
Net
Income
982.00K
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Weiss Ratings Citizens Bank of Cumberland County, Inc.
Burkesville, KY 		Click to
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Rating C
Asset Quality Index 7.30
Capitalization Index 10.00
Liquidity Index 1.60
Profitability Index 9.10
Stability Index 5.00
Company Info Citizens Bank of Cumberland County, Inc.
Burkesville, KY 		Click to
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FDIC Number 35442
Phone Number (270) 864-2323
Website www.cbcconline.com
Asset Quality Citizens Bank of Cumberland County, Inc.
Burkesville, KY 		Click to
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1-Year Asset Growth 0.26%
5-Year Asset Growth 4.03%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.25%
Non-Performing Assets to Assets 0.57%
Non-Performing Loans to Capital 3.55%
Non-Performing Loans to Loans 0.79%
Balance Sheet Citizens Bank of Cumberland County, Inc.
Burkesville, KY 		Click to
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Total Assets 94.88M
Total Deposits 80.46M
Capital and Reserves Citizens Bank of Cumberland County, Inc.
Burkesville, KY 		Click to
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Capital 11.61M
Leverage Ratio 12.25
Loan Loss Reserves to Loans 1.03%
Risk-Based Capital Ratio --
Liquidity Citizens Bank of Cumberland County, Inc.
Burkesville, KY 		Click to
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Hot Money Ratio 25.64%
Liquidity Ratio 22.06%
Profitability Citizens Bank of Cumberland County, Inc.
Burkesville, KY 		Click to
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5-Year Return on Average Assets 1.91%
Net Income 982.00K
Net Interest Spread 4.91%
Operating Profit to Average Assets 2.04%
Overhead Efficiency Ratio 58.70%
Return on Assets 2.04%
Return on Equity 17.52%