B
Century Bank of Kentucky, Inc.
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
9.63
Return On
Assets
1.76%
Total
Assets
201.86M
Capital
17.85M
Total
Deposits
183.73M
Net
Income
3.48M
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Weiss Ratings Century Bank of Kentucky, Inc.
Lawrenceburg, KY 		Click to
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Rating B
Asset Quality Index 7.50
Capitalization Index 8.00
Liquidity Index 2.90
Profitability Index 7.20
Stability Index 6.30
Company Info Century Bank of Kentucky, Inc.
Lawrenceburg, KY 		Click to
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FDIC Number 35450
Phone Number (502) 859-5111
Website www.centurybankky.com
Asset Quality Century Bank of Kentucky, Inc.
Lawrenceburg, KY 		Click to
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1-Year Asset Growth 7.16%
5-Year Asset Growth 7.63%
5-Year Charge-Offs to Average Loans -0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.32%
Non-Performing Loans to Capital 1.54%
Non-Performing Loans to Loans 0.46%
Balance Sheet Century Bank of Kentucky, Inc.
Lawrenceburg, KY 		Click to
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Total Assets 201.86M
Total Deposits 183.73M
Capital and Reserves Century Bank of Kentucky, Inc.
Lawrenceburg, KY 		Click to
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Capital 17.85M
Leverage Ratio 9.63
Loan Loss Reserves to Loans 0.95%
Risk-Based Capital Ratio --
Liquidity Century Bank of Kentucky, Inc.
Lawrenceburg, KY 		Click to
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Hot Money Ratio 9.91%
Liquidity Ratio 28.32%
Profitability Century Bank of Kentucky, Inc.
Lawrenceburg, KY 		Click to
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5-Year Return on Average Assets 1.47%
Net Income 3.48M
Net Interest Spread 3.70%
Operating Profit to Average Assets 1.76%
Overhead Efficiency Ratio 56.64%
Return on Assets 1.76%
Return on Equity 20.70%