B
Century Bank of Kentucky, Inc.
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
10.41
Return On
Assets
2.15%
Total
Assets
208.08M
Capital
19.56M
Total
Deposits
187.98M
Net
Income
2.22M
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Weiss Ratings Century Bank of Kentucky, Inc.
Lawrenceburg, KY 		Click to
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Rating B
Asset Quality Index 8.70
Capitalization Index 9.10
Liquidity Index 2.90
Profitability Index 7.80
Stability Index 6.30
Company Info Century Bank of Kentucky, Inc.
Lawrenceburg, KY 		Click to
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FDIC Number 35450
Phone Number (502) 859-5111
Website www.centurybankky.com
Asset Quality Century Bank of Kentucky, Inc.
Lawrenceburg, KY 		Click to
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1-Year Asset Growth 6.98%
5-Year Asset Growth 7.63%
5-Year Charge-Offs to Average Loans -0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.30%
Non-Performing Loans to Capital 1.36%
Non-Performing Loans to Loans 0.44%
Balance Sheet Century Bank of Kentucky, Inc.
Lawrenceburg, KY 		Click to
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Total Assets 208.08M
Total Deposits 187.98M
Capital and Reserves Century Bank of Kentucky, Inc.
Lawrenceburg, KY 		Click to
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Capital 19.56M
Leverage Ratio 10.41
Loan Loss Reserves to Loans 0.93%
Risk-Based Capital Ratio --
Liquidity Century Bank of Kentucky, Inc.
Lawrenceburg, KY 		Click to
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Hot Money Ratio 12.08%
Liquidity Ratio 29.34%
Profitability Century Bank of Kentucky, Inc.
Lawrenceburg, KY 		Click to
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5-Year Return on Average Assets 1.51%
Net Income 2.22M
Net Interest Spread 3.97%
Operating Profit to Average Assets 2.15%
Overhead Efficiency Ratio 49.36%
Return on Assets 2.15%
Return on Equity 23.79%