| Weiss Ratings |
Citizens First Bank
Clinton, IA |
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| Rating | ||||
| Asset Quality Index | 3.70 | |||
| Capitalization Index | 6.20 | |||
| Liquidity Index | 1.60 | |||
| Profitability Index | 4.00 | |||
| Stability Index | 2.40 | |||
| Company Info |
Citizens First Bank
Clinton, IA |
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| FDIC Number | 35477 | |||
| Phone Number | (563) 243-6000 | |||
| Website | www.gocfb.bank | |||
| Asset Quality |
Citizens First Bank
Clinton, IA |
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| 1-Year Asset Growth | 6.47% | |||
| 5-Year Asset Growth | 6.83% | |||
| 5-Year Charge-Offs to Average Loans | 0.23% | |||
| Charge-Offs to Average Loans | 0.17% | |||
| Non-Performing Assets to Assets | 1.16% | |||
| Non-Performing Loans to Capital | 14.48% | |||
| Non-Performing Loans to Loans | 1.46% | |||
| Balance Sheet |
Citizens First Bank
Clinton, IA |
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| Total Assets | 361.26M | |||
| Total Deposits | 278.67M | |||
| Capital and Reserves |
Citizens First Bank
Clinton, IA |
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| Capital | 23.61M | |||
| Leverage Ratio | 8.24 | |||
| Loan Loss Reserves to Loans | 1.17% | |||
| Risk-Based Capital Ratio | 11.09 | |||
| Liquidity |
Citizens First Bank
Clinton, IA |
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| Hot Money Ratio | 33.31% | |||
| Liquidity Ratio | 13.77% | |||
| Profitability |
Citizens First Bank
Clinton, IA |
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| 5-Year Return on Average Assets | 0.63% | |||
| Net Income | 2.04M | |||
| Net Interest Spread | 3.17% | |||
| Operating Profit to Average Assets | 1.16% | |||
| Overhead Efficiency Ratio | 63.54% | |||
| Return on Assets | 1.11% | |||
| Return on Equity | 17.78% | |||