| Weiss Ratings |
Citizens First Bank
Clinton, IA |
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| Rating | ||||
| Asset Quality Index | 3.60 | |||
| Capitalization Index | 6.00 | |||
| Liquidity Index | 2.30 | |||
| Profitability Index | 1.30 | |||
| Stability Index | 2.50 | |||
| Company Info |
Citizens First Bank
Clinton, IA |
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| FDIC Number | 35477 | |||
| Phone Number | (563) 243-6000 | |||
| Website | www.gocfb.bank | |||
| Asset Quality |
Citizens First Bank
Clinton, IA |
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| 1-Year Asset Growth | 10.25% | |||
| 5-Year Asset Growth | 9.98% | |||
| 5-Year Charge-Offs to Average Loans | 0.20% | |||
| Charge-Offs to Average Loans | 1.28% | |||
| Non-Performing Assets to Assets | 0.81% | |||
| Non-Performing Loans to Capital | 11.47% | |||
| Non-Performing Loans to Loans | 0.46% | |||
| Balance Sheet |
Citizens First Bank
Clinton, IA |
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| Total Assets | 339.31M | |||
| Total Deposits | 263.98M | |||
| Capital and Reserves |
Citizens First Bank
Clinton, IA |
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| Capital | 18.87M | |||
| Leverage Ratio | 8.04 | |||
| Loan Loss Reserves to Loans | 1.27% | |||
| Risk-Based Capital Ratio | 11.18 | |||
| Liquidity |
Citizens First Bank
Clinton, IA |
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| Hot Money Ratio | 33.38% | |||
| Liquidity Ratio | 17.15% | |||
| Profitability |
Citizens First Bank
Clinton, IA |
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| 5-Year Return on Average Assets | 0.76% | |||
| Net Income | -626.00K | |||
| Net Interest Spread | 2.53% | |||
| Operating Profit to Average Assets | -0.39% | |||
| Overhead Efficiency Ratio | 81.68% | |||
| Return on Assets | -0.37% | |||
| Return on Equity | -7.26% | |||