| Weiss Ratings |
Citizens First Bank
Clinton, IA |
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| Rating | ||||
| Asset Quality Index | 3.60 | |||
| Capitalization Index | 6.00 | |||
| Liquidity Index | 1.90 | |||
| Profitability Index | 1.60 | |||
| Stability Index | 2.80 | |||
| Company Info |
Citizens First Bank
Clinton, IA |
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| FDIC Number | 35477 | |||
| Phone Number | (563) 243-6000 | |||
| Website | www.gocfb.bank | |||
| Asset Quality |
Citizens First Bank
Clinton, IA |
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| 1-Year Asset Growth | 11.17% | |||
| 5-Year Asset Growth | 9.98% | |||
| 5-Year Charge-Offs to Average Loans | 0.20% | |||
| Charge-Offs to Average Loans | 0.84% | |||
| Non-Performing Assets to Assets | 1.24% | |||
| Non-Performing Loans to Capital | 11.62% | |||
| Non-Performing Loans to Loans | 1.01% | |||
| Balance Sheet |
Citizens First Bank
Clinton, IA |
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| Total Assets | 345.50M | |||
| Total Deposits | 281.11M | |||
| Capital and Reserves |
Citizens First Bank
Clinton, IA |
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| Capital | 20.62M | |||
| Leverage Ratio | 8.02 | |||
| Loan Loss Reserves to Loans | 1.28% | |||
| Risk-Based Capital Ratio | 11.19 | |||
| Liquidity |
Citizens First Bank
Clinton, IA |
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| Hot Money Ratio | 31.90% | |||
| Liquidity Ratio | 15.03% | |||
| Profitability |
Citizens First Bank
Clinton, IA |
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| 5-Year Return on Average Assets | 0.76% | |||
| Net Income | 114.00K | |||
| Net Interest Spread | 2.57% | |||
| Operating Profit to Average Assets | 0.05% | |||
| Overhead Efficiency Ratio | 76.45% | |||
| Return on Assets | 0.04% | |||
| Return on Equity | 0.84% | |||