| Weiss Ratings |
Citizens First Bank
Clinton, IA |
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| Rating | ||||
| Asset Quality Index | 2.90 | |||
| Capitalization Index | 5.80 | |||
| Liquidity Index | 2.60 | |||
| Profitability Index | 1.20 | |||
| Stability Index | 2.90 | |||
| Company Info |
Citizens First Bank
Clinton, IA |
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| FDIC Number | 35477 | |||
| Phone Number | (563) 243-6000 | |||
| Website | www.gocfb.bank | |||
| Asset Quality |
Citizens First Bank
Clinton, IA |
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| 1-Year Asset Growth | 3.10% | |||
| 5-Year Asset Growth | 9.98% | |||
| 5-Year Charge-Offs to Average Loans | 0.20% | |||
| Charge-Offs to Average Loans | 0.03% | |||
| Non-Performing Assets to Assets | 1.58% | |||
| Non-Performing Loans to Capital | 17.59% | |||
| Non-Performing Loans to Loans | 2.16% | |||
| Balance Sheet |
Citizens First Bank
Clinton, IA |
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| Total Assets | 327.98M | |||
| Total Deposits | 263.50M | |||
| Capital and Reserves |
Citizens First Bank
Clinton, IA |
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| Capital | 16.55M | |||
| Leverage Ratio | 7.81 | |||
| Loan Loss Reserves to Loans | 1.94% | |||
| Risk-Based Capital Ratio | 11.27 | |||
| Liquidity |
Citizens First Bank
Clinton, IA |
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| Hot Money Ratio | 26.74% | |||
| Liquidity Ratio | 20.70% | |||
| Profitability |
Citizens First Bank
Clinton, IA |
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| 5-Year Return on Average Assets | 0.76% | |||
| Net Income | -1.17M | |||
| Net Interest Spread | 2.28% | |||
| Operating Profit to Average Assets | -1.39% | |||
| Overhead Efficiency Ratio | 84.28% | |||
| Return on Assets | -1.40% | |||
| Return on Equity | -27.99% | |||