Quaint Oak Bank
Major Rating Factors:
A current level of 8.1 percent of nonperforming loans to core capital combined with 11.3 percent from a year earlier contributes to the Fair asset quality (3.5). Operating profits as a percentage of assets at 0.5%, coupled with a return on assets of 0.3 has resulted in Very Weak (0.3) profitability.
Other Rating Factors:
Excellent current capitalization (9.1 on a scale of 0 to 10) based on a risk-based capital ratio of 13.7 and a capital leverage ratio of 10.4. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.1 on a scale of 0 to 10).
Asset Mix:
Comm re (50%), comm loans (18%), home mtgs (12%), cash (8%), home eq lns (1%), securities (0%), other (11%)
States with Branches:
PA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Quaint Oak Bancorp, Inc.
Investment Rating
Address
501 Knowles Avenue
Southampton, PA 18966
Southampton, PA 18966
Phone Number
(215) 364-4059
Year Founded
1926
FDIC Number
Website
Largest Affiliates
No affiliate information available.