C
Quaint Oak Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Quaint Oak Bank
Southampton, PA
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Rating C
Asset Quality Index 3.50
Capitalization Index 9.10
Liquidity Index 0.10
Profitability Index 0.30
Stability Index 5.10
Company Info Quaint Oak Bank
Southampton, PA
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FDIC Number 35497
Phone Number (215) 364-4059
Website www.quaintoak.com
Asset Quality Quaint Oak Bank
Southampton, PA
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1-Year Asset Growth -4.17%
5-Year Asset Growth 25.67%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans 0.32%
Non-Performing Assets to Assets 0.71%
Non-Performing Loans to Capital 8.09%
Non-Performing Loans to Loans 0.79%
Balance Sheet Quaint Oak Bank
Southampton, PA
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Total Assets 671.99M
Total Deposits 538.75M
Capital and Reserves Quaint Oak Bank
Southampton, PA
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Capital 67.51M
Leverage Ratio 10.41
Loan Loss Reserves to Loans 1.05%
Risk-Based Capital Ratio 13.71
Liquidity Quaint Oak Bank
Southampton, PA
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Hot Money Ratio 42.45%
Liquidity Ratio 8.64%
Profitability Quaint Oak Bank
Southampton, PA
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5-Year Return on Average Assets 0.85%
Net Income 1.08M
Net Interest Spread 2.99%
Operating Profit to Average Assets 0.48%
Overhead Efficiency Ratio 81.98%
Return on Assets 0.34%
Return on Equity 3.18%