E
Cypress Bank & Trust
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Cypress Bank & Trust
Melbourne, FL
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Rating E
Asset Quality Index 7.40
Capitalization Index 10.00
Liquidity Index 2.40
Profitability Index 5.40
Stability Index 0.00
Company Info Cypress Bank & Trust
Melbourne, FL
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FDIC Number 35506
Phone Number (321) 306-4100
Website www.cypressbanktrust.com
Asset Quality Cypress Bank & Trust
Melbourne, FL
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1-Year Asset Growth 33.97%
5-Year Asset Growth --
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Cypress Bank & Trust
Melbourne, FL
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Total Assets 256.84M
Total Deposits 219.31M
Capital and Reserves Cypress Bank & Trust
Melbourne, FL
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Capital 28.60M
Leverage Ratio 11.76
Loan Loss Reserves to Loans 1.08%
Risk-Based Capital Ratio --
Liquidity Cypress Bank & Trust
Melbourne, FL
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Hot Money Ratio 2.45%
Liquidity Ratio 31.10%
Profitability Cypress Bank & Trust
Melbourne, FL
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5-Year Return on Average Assets --
Net Income 1.45M
Net Interest Spread 3.73%
Operating Profit to Average Assets 1.68%
Overhead Efficiency Ratio 79.31%
Return on Assets 1.25%
Return on Equity 10.39%