E
Cypress Bank & Trust
Rating Date
June 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Cypress Bank & Trust
Melbourne, FL
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Rating E
Asset Quality Index 8.60
Capitalization Index 8.70
Liquidity Index 3.00
Profitability Index 2.40
Stability Index 0.00
Company Info Cypress Bank & Trust
Melbourne, FL
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FDIC Number 35506
Phone Number (321) 306-4100
Website www.cypressbanktrust.com
Asset Quality Cypress Bank & Trust
Melbourne, FL
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1-Year Asset Growth -1.02%
5-Year Asset Growth --
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Cypress Bank & Trust
Melbourne, FL
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Total Assets 185.33M
Total Deposits 160.20M
Capital and Reserves Cypress Bank & Trust
Melbourne, FL
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Capital 18.21M
Leverage Ratio 10.14
Loan Loss Reserves to Loans 1.29%
Risk-Based Capital Ratio --
Liquidity Cypress Bank & Trust
Melbourne, FL
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Hot Money Ratio 4.01%
Liquidity Ratio 37.05%
Profitability Cypress Bank & Trust
Melbourne, FL
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5-Year Return on Average Assets --
Net Income 165.00K
Net Interest Spread 3.09%
Operating Profit to Average Assets 0.52%
Overhead Efficiency Ratio 92.53%
Return on Assets 0.38%
Return on Equity 3.64%