E
Cypress Bank & Trust
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Cypress Bank & Trust
Melbourne, FL
Click to
Compare
Click to
Compare
Click to
Compare
Rating E
Asset Quality Index 7.40
Capitalization Index 10.00
Liquidity Index 0.10
Profitability Index 4.10
Stability Index 0.00
Company Info Cypress Bank & Trust
Melbourne, FL
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 35506
Phone Number (321) 306-4100
Website www.cypressbanktrust.com
Asset Quality Cypress Bank & Trust
Melbourne, FL
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 25.85%
5-Year Asset Growth --
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Cypress Bank & Trust
Melbourne, FL
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 208.92M
Total Deposits 173.10M
Capital and Reserves Cypress Bank & Trust
Melbourne, FL
Click to
Compare
Click to
Compare
Click to
Compare
Capital 27.13M
Leverage Ratio 13.43
Loan Loss Reserves to Loans 1.04%
Risk-Based Capital Ratio --
Liquidity Cypress Bank & Trust
Melbourne, FL
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 9.22%
Liquidity Ratio 8.59%
Profitability Cypress Bank & Trust
Melbourne, FL
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets --
Net Income 1.54M
Net Interest Spread 3.61%
Operating Profit to Average Assets 1.10%
Overhead Efficiency Ratio 86.48%
Return on Assets 0.82%
Return on Equity 6.61%