C
Community Bank of Pickens County
Jasper,  GA
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Community Bank of Pickens County
Jasper, GA
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 7.00
Capitalization Index 10.00
Liquidity Index 0.30
Profitability Index 9.80
Stability Index 3.70
Company Info Community Bank of Pickens County
Jasper, GA
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 35513
Phone Number (706) 253-9600
Website www.cbopc.com
Asset Quality Community Bank of Pickens County
Jasper, GA
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 5.62%
5-Year Asset Growth 9.01%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans -0.04%
Non-Performing Assets to Assets 0.58%
Non-Performing Loans to Capital 2.84%
Non-Performing Loans to Loans 2.20%
Balance Sheet Community Bank of Pickens County
Jasper, GA
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 628.59M
Total Deposits 537.83M
Capital and Reserves Community Bank of Pickens County
Jasper, GA
Click to
Compare
Click to
Compare
Click to
Compare
Capital 86.08M
Leverage Ratio 13.55
Loan Loss Reserves to Loans 1.12%
Risk-Based Capital Ratio 20.13
Liquidity Community Bank of Pickens County
Jasper, GA
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 39.98%
Liquidity Ratio 16.93%
Profitability Community Bank of Pickens County
Jasper, GA
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 2.04%
Net Income 7.45M
Net Interest Spread 4.63%
Operating Profit to Average Assets 3.05%
Overhead Efficiency Ratio 38.12%
Return on Assets 2.34%
Return on Equity 17.43%