C
Community Bank of Pickens County
JasperGA
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Community Bank of Pickens County
Jasper, GA
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Rating C
Asset Quality Index 6.10
Capitalization Index 10.00
Liquidity Index 0.70
Profitability Index 10.00
Stability Index 4.30
Company Info Community Bank of Pickens County
Jasper, GA
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FDIC Number 35513
Phone Number (706) 253-9600
Website www.cbopc.com
Asset Quality Community Bank of Pickens County
Jasper, GA
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1-Year Asset Growth 9.57%
5-Year Asset Growth 11.76%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.37%
Non-Performing Loans to Capital 1.84%
Non-Performing Loans to Loans 1.35%
Balance Sheet Community Bank of Pickens County
Jasper, GA
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Total Assets 613.06M
Total Deposits 527.61M
Capital and Reserves Community Bank of Pickens County
Jasper, GA
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Capital 80.04M
Leverage Ratio 13.21
Loan Loss Reserves to Loans 1.30%
Risk-Based Capital Ratio 20.57
Liquidity Community Bank of Pickens County
Jasper, GA
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Hot Money Ratio 38.63%
Liquidity Ratio 22.34%
Profitability Community Bank of Pickens County
Jasper, GA
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5-Year Return on Average Assets 1.87%
Net Income 11.98M
Net Interest Spread 5.17%
Operating Profit to Average Assets 3.51%
Overhead Efficiency Ratio 35.98%
Return on Assets 2.68%
Return on Equity 20.39%